This home is in St. Augustine.

1 / 27

Active Under Contract

Active Under Contract·224 days on market

1895 Deer Run Road

St. Augustine, FL 32084

$1,725,000$1711/sqftEst. $9,181/moMLS# 2120239

Beds

Baths

1,008

Sq Ft

2010

Built

—

Garage

Pool

About this home

St. Augustine

Discover a rare opportunity to own 38.2 acres just minutes from historic downtown St. Augustine and the beaches. This unique property features approximately 12 acres of high and dry land plus a breathtaking 10-acre private lake — the perfect setting for your dream estate, a private retreat, or future development opportunities. A charming 1 bed / 1 bath barndominium is already in place, offering immediate use while you plan your vision. Whether you're dreaming of building a forever home on the water, creating a family compound, or exploring rezoning for other possibilities, this property delivers unmatched potential. Neighboring lot is also for sale, 13.45 Acres. Seller is willing to sell separate or together.

Cost to own

Mortgage calculator

Home Price

$1,725,000

Down Payment: 20%

$345,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$8,768

Principal & Interest: $8,768

Est. Taxes & Insurance: $2,192

Estimated Total Monthly

$10,960

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,181

Property taxesest. at asking price, St. Johns County$2,295

Estimated total, before insurance$11,477/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$176,559	$15,426	—
2025	$280,301	$150,669	—
2024	$226,954	$18,324	—
2024	$261,132	$145,716	—
2023	$221,411	$17,525	—
2023	$260,874	$140,016	—
2022	$219,154	$16,579	—
2022	$237,648	$134,482	—
2021	$220,041	$15,919	▲ $943
2021	$203,214	$129,109	—
2020	$336,095	$18,354	—
2020	$188,479	$126,637	—

2024 property taxes (current owner): $398/yr

Estimated taxes if purchased at asking price: ~$27,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History