This home is in Jacksonville — a new construction home in Jacksonville.
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Sold·Closed Apr 6, 2026·105 days on market·Recent sales in Jacksonville
1281 Hammock Dunes Drive
Jacksonville, FL 32221
About this home
Jacksonville
Welcome to 1281 Hammock Dunes Drive in Jacksonville, FL, a beautifully designed 4 bedroom, 2.5 bath home offering over 2,500 square feet of modern living space. Built in 2025, this two story residence features an open concept layout with a spacious great room, luxury kitchen, upstairs loft, and a private owner's suite. Set on a desirable homesite in the Panther Creek community, it includes a 2 car garage, smart home features, and stylish finishes throughout. The kitchen, features generous countertop space, upgraded cabinetry with crown molding, quartz countertops, and a sleek subway tile backsplash. Frigidaire black stainless steel appliances, including a side by side refrigerator, make meal prep a breeze with the extra island, while the casual dining area and covered patio provide great spaces to gather. With low HOA fees, NO CDD, and convenient access to major highways, shopping, and schools, this home delivers comfort, function, and location all in one.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Camp Milton Historic Preserveabout 3 mi · 1.3 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 7 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 9 mi · Ortega River
Closest youth league fields
Bishop John Snyder High Schoolabout 3 mi · Baseball, Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 2 mi · 11341 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,064/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $158/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $384,990 | $164 | 4/2.5 | 2,350 | 24 | 0 |
| 1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Sep 2026 | $339,990 | $173 | 4/2 | 1,970 | 86 | 0.1 |
| 1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLC | Sep 2026 | $475,000 | $173 | 4/3 | 2,753 | 30 | 0.1 |
| 1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $350,990 | $179 | 4/2 | 1,960 | 90 | 0.1 |
| 1527 Royal County Drive, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $528,000 | $203 | 4/3 | 2,595 | 7 | 0.2 |
| 11032 S Royal County Drive, Jacksonville, FL 32221Listed by COMPASS FLORIDA LLC | Oct 2026 | $505,000 | $180 | 5/4 | 2,803 | 48 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DRB GROUP REALTY LLC
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines