This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Sep 22, 2026·293 days on market·Recent sales in Jacksonville Beach
4 Summer Court
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Welcome to ''the Promised Sand'' Custom built in 2024. Countless amenities. 4 bedrooms, 4.5 baths, 2 PLUS car garage 4150 square feet with an elevator! A quiet cul de sac (6 homes.) Kitchen features double islands, Quartz Carava countertop. Top of the line Thermador appliances. HUGE pantry & pass thru window. Living & dining room combo spacious with gas fireplace. Full lengh screened in patio porch & Summer kitchen (Delta grill, refrigerator, sink, huge fan all by Impact Enclosures.) Front & back stairs! Second floor HUGE Owners suite, sitting area & deck. Owners bath has fabulous soaker tub, XL shower. 3 shower heads. Man cave oversize and with deck! Two laundry areas, 1st & 2nd floors. The THIRD floor is a fabulous huge beachy guest suite. Closets galore. Full deck that winds around & faces east also! Garage is oversize. Outside shower! Large Back yard. Generac generator! See attached features list. Plenty of room for a pool in the large fenced back yard! Pool rendering attached
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,386,705 | $1,962,140 | — |
| 2024 | $1,281,600 | $726,907 | — |
| 2023 | $921,150 | $660,825 | — |
| 2022 | $600,750 | $600,750 | — |
| 2021 | $552,690 | $552,690 | — |
| 2020 | $552,690 | $552,690 | — |
2025 property taxes (current owner): $36,355/yr
Estimated taxes if purchased at asking price: ~$58,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 23, 2026Closed$3,150,000
- Aug 8, 2026Active Under Contract$3,150,000
- Nov 29, 2025Listed$3,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $510/sq ft; this home is listed at $759/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3629 Ocean Drive S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $5,300,000 | $1,347 | 4/4.5 | 3,936 | 0 | 0.4 |
| 141 35th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $3,495,000 | $901 | 5/4.5 | 3,878 | 92 | 0.6 |
| 4027 Gulfstream Drive, Jacksonville Beach, FL 32250Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $1,030,000 | $352 | 4/3 | 2,922 | 17 | 0.8 |
| 241 32nd Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PV | Oct 2025 | $1,835,000 | $510 | 5/5 | 3,598 | 11 | 0.8 |
| 2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,299,000 | $375 | 5/4 | 3,468 | 1 | 0.9 |
| 145 Deer Cove Drive, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $975,000 | $317 | 4/3.5 | 3,077 | 24 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CATTAR REALTY, INC.
Sold by: FLUID REALTY, LLC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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