This home is in Jacksonville Beach.
Active·228 days on market
4 Summer Court
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Welcome to ''the Promised Sand'' Custom built in 2024. Countless amenities. 4 bedrooms, 4.5 baths, 2 PLUS car garage 4150 square feet with an elevator! A quiet cul de sac (6 homes.) Kitchen features double islands, Quartz Carava countertop. Top of the line Thermador appliances. HUGE pantry & pass thru window. Living & dining room combo spacious with gas fireplace. Full lengh screened in patio porch & Summer kitchen (Delta grill, refrigerator, sink, huge fan all by Impact Enclosures.) Front & back stairs! Second floor HUGE Owners suite, sitting area & deck. Owners bath has fabulous soaker tub, XL shower. 3 shower heads. Man cave oversize and with deck! Two laundry areas, 1st & 2nd floors. The THIRD floor is a fabulous huge beachy guest suite. Closets galore. Full deck that winds around & faces east also! Garage is oversize. Outside shower! Large Back yard. Generac generator! See attached features list. Plenty of room for a pool in the large fenced back yard! Pool rendering attached
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,386,705 | $1,962,140 | — |
| 2024 | $1,281,600 | $726,907 | — |
| 2023 | $921,150 | $660,825 | — |
| 2022 | $600,750 | $600,750 | — |
| 2021 | $552,690 | $552,690 | — |
| 2020 | $552,690 | $552,690 | — |
2025 property taxes (current owner): $36,355/yr
Estimated taxes if purchased at asking price: ~$61,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Nov 29, 2025Listed$3,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CATTAR REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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