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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jan 21, 2026·190 days on market·Recent sales in St. Augustine

87 Village Del Lago Circle

St. Augustine, FL 32080

$450,000sold priceListed at $499,000 · 90.2% of asking$410/sqftMLS# 2092412
2
Beds
2
Baths
1,098
Sq Ft
1982
Built
—
Garage
No
Pool
HOA $630/moWaterfrontCondominium1 story

About this home

St. Augustine

OPEN HOUSE - Sunday, June 15th 10am-2pm. Sold fully furnished, this beautifully maintained condo is truly turn-key—perfect as your next St. Augustine getaway, primary residence, or income-producing vacation rental. Thoughtfully designed to maximize comfort and space, the guest bedroom features built-in bunk beds plus a queen-sized bed, offering flexible sleeping arrangements for visiting family or guests. The recently renovated guest bathroom shines with a sleek walk-in shower, wood-look tile flooring, modern vanity, and updated toilet. Additional highlights include hurricane sliding glass doors, granite countertops in the kitchen, and a full-size washer and dryer. Ocean Gallery provides a true resort-style lifestyle, complete with 2 beach accesses, 5 pools & hot tubs, tennis/pickleball, racquetball, shuffleboard, bocce, exercise room, and a dog run. HOA includes water, cable & internet, 24-hour security, master insurance, landscaping, and amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
HOAbilled monthly$630
Estimated total, before insurance$3,721/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,510/yr · $376/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,510/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $499/sq ft; this home is listed at $454/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
51 Village Del Lago Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYJul 2026$532,500$4612/21,156940.1
205 Pacifica Vista Way 205, St. Augustine, FL 32080Listed by SOUTHWESTERN REAL ESTATE INCJun 2026$645,713$4832/21,3371290.1
26 Village Las Palmas Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJan 2026$602,000$4992/2.51,206940.1
4670 A1A S 1308, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$555,000$5143/21,08060.2
1733 Sea Fair Drive 12229, St. Augustine Beach, FL 32080Listed by WEICHERT REALTORS COASTAL CITYMay 2026$430,000$4072/21,05750.2
4670 A1A S 2311, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESMay 2026$549,000$5083/21,0801380.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$454
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,098
Year Built1982
TypeResidential
Sub-TypeCondominium
StyleCondotel
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address87 Village Del Lago Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Gallery Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1757752087

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Pickleball, Racquetball, Sauna, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewPond
Waterfront TypeOcean Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
Security24 Hour Security, Gated with Guard

Exterior

Patio / PorchGlass Enclosed, Rear Porch
RoofShingle
ConstructionConcrete, Stucco, Wood Siding

Additional Information

Date ListedJune 10, 2025
Days on Market190
HOA Fees$630 / Monthly
HOA FrequencyMonthly
Tax Amount$4,509.89
Tax Year2024
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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