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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Belle Haven, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Dec 12, 2025·9 days on market·Recent sales in Belle Haven·Belle Haven

101 Laurel Wood Way Way 203

St. Augustine, FL 32086

$255,000sold priceListed at $274,900 · 92.8% of asking$200/sqftMLS# 2118768
2
Beds
2
Baths
1,272
Sq Ft
2006
Built
1
Garage
No
Pool

4 more homes for sale in Belle Haven →Search Belle Haven on the map

HOA $606/moWaterfrontCondominium2 stories

About this home

Belle Haven

''Experience the best of Belle Haven in this immaculate, freshly painted, and well-maintained second-floor unit. Wake up to peace and tranquility from your screened lanai, overlooking a soothing water fountain—the perfect spot for your morning coffee. Built with solid all-concrete-block construction, this home offers durability and low-maintenance living. The unit includes a 12x22 garage with 120-amp power and upgraded LED lighting, adding fantastic value and convenience. It's sold fully furnished and ready to enjoy. Inside, you'll find a modern, updated feel with care taken to every detail: updated kitchen and baths, wood laminate and tile flooring throughout, a new dishwasher and disposal, new bath fixtures, and a ceiling fan. Although on the second floor, convenient elevators on-site provide easy access. The A/C is from 2016, and all appliances, including washer and dryer, are included, making this a truly turnkey property. Belle Haven is just minutes from historic downtown

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, St. Johns County$339
HOAbilled monthly$606
Estimated total, before insurance$2,358/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,910/yr · $243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $339
Insurance (est.): $170
Estimated Total Monthly
$1,922
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,910/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
117 Laurel Wood Way 208, St. Augustine, FL 32086Listed by EXP REALTY LLCMay 2026$238,000$1733/21,376310.2
55 Amistad Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$267,000$1623/2.51,64670.5
600 Domenico Circle G7, St. Augustine, FL 32086Listed by REAL BROKER LLCOct 2026$175,000$1692/11,0362441
1401 Carnoustie Court, St. Augustine, FL 32086Listed by BARBARA B JENNESS PAJun 2026$245,000$1803/21,3591331
600 Domenico Circle F-1, St. Augustine, FL 32086Listed by WATSON REALTY CORPApr 2026$155,000$1502/11,0361461
600 Domenico Circle A5, St. Augustine, FL 32086Listed by CENTURY 21 ST AUGUSTINE PROPERTIESMar 2026$177,600$1712/11,0361001

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$216
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,272
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address101 Laurel Wood Way Way 203, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionBelle Haven
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number181766-0123

Amenities

AmenitiesGated
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LaundryIn Unit

Exterior

Patio / PorchPorch, Screened
RoofShingle

Additional Information

Date ListedNovember 20, 2025
Days on Market9
HOA Fees$606 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$2,910
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Belle Haven

Belle Haven is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Belle Haven homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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