This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 12, 2026·178 days on market·Recent sales in Isle of Palms·Isle of Palms
3789 Luth Drive E
Jacksonville, FL 32250
14 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
Beautifully Updated Home with Marsh Views - Just 3 Miles from the Beach! This charming home offers comfort, style, and a prime location near the coast. Recently renovated (approx. 3 years ago), the home features an updated kitchen, bathrooms, and flooring throughout. Step inside to an inviting open living and dining area with a direct view of the marsh, filling the space with natural light. The modern kitchen boasts LG stainless steel appliances, 42'' white shaker cabinets, and Quartz countertops, and overlooks an additional family room — perfect for relaxing or entertaining. From the kitchen and family room, step out to the screened patio enclosure to enjoy serene marsh views and a private backyard, ideal for pets or outdoor activities. On the left side of the home, you'll find three spacious bedrooms, including a primary suite with an en-suite bathroom featuring a handicap-accessible shower, plus a guest bath. The home showcases luxury vinyl plank flooring
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,641 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $600,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $484,477 | $277,823 | ▲ $40,000 |
| 2024 | $445,570 | $269,286 | ▲ $9,881 |
| 2023 | $448,615 | $259,987 | — |
| 2022 | $325,993 | $325,993 | — |
| 2021 | $284,475 | $64,369 | — |
| 2020 | $268,842 | $62,790 | ▲ $10,000 |
2024 property taxes (current owner): $5,181/yr
Estimated taxes if purchased at asking price: ~$10,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $353/sq ft; this home is listed at $367/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTY | Sep 2026 | $630,000 | $353 | 3/2 | 1,787 | 29 | 0.3 |
| 14540 Stacey Road, Jacksonville, FL 32250Listed by LOWEST FEE REALTY LLC | Aug 2026 | $675,000 | $378 | 3/2 | 1,786 | 42 | 0.4 |
| 4466 Grassey Cay Lane, Jacksonville, FL 32224Listed by SEFAIR INVESTMENTS, INC. | Sep 2026 | $363,600 | $264 | 3/2 | 1,376 | 4 | 0.9 |
| 14396 Aqua Vista Road N, Jacksonville, FL 32224Listed by SOMEDAY HOMES REALTY, LLC. | Aug 2026 | $499,000 | $347 | 4/2.5 | 1,436 | 3 | 1.1 |
| 3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $400,000 | $255 | 4/2 | 1,567 | 1 | 1.2 |
| 1031 24th Street N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $575,000 | $413 | 3/2 | 1,393 | 101 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VENTURE REALTY CO, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
Under Contract3866 Luth Drive EJacksonville, FL 32250
3 bd · 2 ba · 2,180 sq ft
$515,000Est. $2,741/moWelcome to Isle of Palms, a highly sought-after Jacksonville community prized for its peaceful residential setting and…
Listing Office: momentum realty
For Sale3933 Petite Drive WJacksonville, FL 32250
3 bd · 2 ba · 1,734 sq ft
$579,900Est. $3,086/moOPEN HOUSE SUNDAY, OCTOBER 11th from 1:00PM to 3:00PM. Great new price and fabulous location! Time to live in the Isle…
Listing Office: the legends of real estate
For Sale3346 Palm Island RoadJacksonville, FL 32250
3 bd · 2 ba · 1,927 sq ft
$850,000Est. $4,524/moWaterfront opportunity in the highly desirable Isle of Palms area! Situated on an approximately 0.39-acre lot, 3346…
Listing Office: anchored real estate group llc
For Sale4422 Tideview DriveJacksonville, FL 32250
3 bd · 3.5 ba · 2,643 sq ft
$895,000Est. $4,764/moExperience the ultimate waterfront lifestyle in this beautifully appointed 3-bedroom, 4-bath canal-front home in…
Listing Office: orchard brokerage llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines