This home is in Jacksonville.
Active·76 days on market
756 Talking Tree Drive
Jacksonville, FL 32205
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
**SHORT SALE** Beautiful Townhome, like new with 4 bedrooms, 2.5 bathrooms & an attached garage! Beautiful wood-look, durable vinyl floors throughout with an open floorplan kitchen, dining & living room on the ground floor. The kitchen features brand new SS Fridge & Range to be installed prior to closing. Upstairs you will find 4 spacious bedrooms & 2 full bathrooms. The primary bedroom features it's own ensuite. EVERYTHING is only 2 years old!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,689 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 22 mi · 14 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 3 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 2 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 4 mi · Ortega River
Closest youth league fields
Lem Merrett Parkabout 0.9 mi · Baseball, Softball
Closest grocery store
Walmart Supercenterabout 0.7 mi · 6830 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $243,900 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $191,337 | $191,337 | ▲ $8,123 |
| 2024 | $183,910 | $183,910 | ▲ $31,488 |
| 2023 | $30,000 | $8,052 | — |
| 2022 | $20,000 | $7,320 | ▲ $5,000 |
| 2021 | $15,000 | $6,655 | — |
| 2020 | $10,000 | $6,050 | — |
2024 property taxes (current owner): $3,467/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 12, 2025Listed$230,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $144/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1465 Manotak Point Drive 104, Jacksonville, FL 32210Listed by HOME PLACE REALTY | Jan 2026 | $108,500 | $97 | 2/2 | 1,118 | 150 | 1.3 |
| 6059 Crossroads Station Drive, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Aug 2026 | $275,000 | $138 | 3/2.5 | 1,998 | 0 | 1.4 |
| 1306 High Falls Drive, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Jul 2026 | $278,000 | $138 | 3/2.5 | 2,010 | 85 | 1.4 |
| 6042 Crossroads Station Drive, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Jun 2026 | $268,997 | $134 | 3/2.5 | 2,010 | 308 | 1.4 |
| 6051 Crossroads Station Drive, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Jun 2026 | $278,000 | $138 | 3/2.5 | 2,017 | 1 | 1.4 |
| 1308 High Falls Drive, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Jun 2026 | $273,977 | $136 | 3/2.5 | 2,010 | 90 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CASSEUS REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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