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This home is in Rivertown Cove, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Apr 21, 2026·130 days on market·Recent sales in Rivertown Cove·Rivertown Cove

90 Adirondack Drive

St. Johns, FL 32259

$587,000sold priceListed at $587,000 · 100% of asking$246/sqftMLS# 2117136

Beds

Baths

2,385

Sq Ft

2025

Built

Garage

Pool

18 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map

HOA $4/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Rivertown Cove

Lot 4 - The Dahlia offers generous living space with a bright, open layout designed for family life and effortless connection. Off the foyer, a pair of bedrooms provides comfort and privacy, while the owner's suite, featuring a luxurious Super Shower, is tucked in the rear for tranquility. The Great Room, bathed in natural light from a 12' multi-sliding glass door, opens to the covered lanai and flows seamlessly into the island kitchen and dining area—perfect for entertaining or relaxed family time. A Study in lieu of the Flex Room creates a peaceful space for work or hobbies, and Bath 3 with a shower in lieu of a tub adds modern convenience. Blending indoor-outdoor living with stylish design, the Dahlia brings comfort and sophistication together. Located in RiverTown, a master-planned community along the scenic St. Johns River, residents enjoy fitness, fun, and connection through trails, parks, lakes, and social amenities under Florida's sunshine.

Next steps in Rivertown Cove

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,251

Property taxesest. at asking price, St. Johns County$781

HOAbilled annually$4

Estimated total, before insurance$4,037/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$587,000

Down Payment: 20%

$117,400

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,251

Principal & Interest: $3,251

Property taxes (est.): $781

Insurance (est.): $391

Estimated Total Monthly

$4,424

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Nov 9, 2025Listed$587,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $246/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$650,000	$214	4/2.5	3,036	20	0.2
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$599,000	$253	3/2.5	2,367	88	0.2
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Aug 2026	$630,674	$264	4/3	2,385	0	0.3
295 Palomar Drive, St. Johns, FL 32259Listed by LPT REALTY LLC	Sep 2026	$560,000	$263	3/2	2,126	28	0.6
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTY	Sep 2026	$505,000	$213	3/2	2,370	55	1
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Aug 2026	$525,000	$207	4/3.5	2,533	102	1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$587,000

Price / Sq Ft$246

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,385

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address90 Adirondack Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Cove

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007310040

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedNovember 9, 2025

Days on Market130

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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