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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 23, 2026·60 days on market·Recent sales in Yulee

861389 Worthington Drive

Yulee, FL 32097

$387,000sold priceListed at $399,000 · 97% of asking$220/sqftMLS# 2116653
4
Beds
2
Baths
1,762
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $18/mo0.57 acresSingle Family Residence1 story

About this home

Yulee

Beautiful 4-bedroom, 2-bath home located in the desirable Page Hill community of Yulee. Situated on over a half-acre lot, this well-maintained property offers a spacious open floor plan with a cozy fireplace, dining area, and a kitchen featuring stainless steel appliances and ample cabinet space. The primary suite includes a walk-in closet and private bath, while the additional bedrooms provide plenty of flexibility for guests, an office, or playroom. Enjoy relaxing or entertaining in the large backyard, perfect for outdoor living. With a 2-car garage and no CDD fees, this home combines comfort, space, and convenience. Located near schools, shopping, and major highways - just a short drive to Amelia Island beaches and Jacksonville. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,144
Property taxesest. at asking price, Nassau County$534
HOAbilled annually$18
Estimated total, before insurance$2,696/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,986/yr · $415/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$387,000
$77,400
Loan Term
Monthly Payment
$2,144
Principal & Interest: $2,144
Property taxes (est.): $534
Insurance (est.): $258
Estimated Total Monthly
$2,936
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,986/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 17, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86885 Worthington Drive, Yulee, FL 32097Listed by WATSON REALTY CORPJun 2026$510,000$2394/22,132630.2
86512 Worthington Drive, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$349,000$2443/21,432550.4
86157 Graham Court, Yulee, FL 32097Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$415,000$2433/21,706140.5
86252 Melissa Road, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTSep 2026$409,000$2783/21,47010.8
96428 Chester Road, Yulee, FL 32097Listed by FERNANDINA BEACH REALTYSep 2025$448,500$2243/21,998531.2
87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,520511.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$226
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,762
Acres0.57 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address861389 Worthington Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPage Hill
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size24,829.2 sq ft
Parcel Number513N27162700330000

Amenities

UtilitiesCable Available, Electricity Available, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

FencingBack Yard, Full, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 18, 2026
Days on Market60
HOA Fees$215.78 / Annually
HOA FrequencyAnnually
HOA NamePage Hill Homeowners Association
Tax Amount$4,985.96
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: CENTURY 21 INTEGRA (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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