This home is in Yulee — a home near Yulee High School.
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Sold·Closed Sep 5, 2025·53 days on market·Recent sales in Yulee
96428 Chester Road
Yulee, FL 32097
About this home
Yulee
Bring your boat, RV, and the rest of your toys! NO HOA OR CDD! Come and see this beautiful, well-maintained home on 1.23 acres in the heart of Yulee. Enjoy homegrown oranges, peaches, grapes, and figs from your established fruit trees. Relax with a cold beverage while you gaze upon your expansive back yard from the large screened lanai. Tinker to your heart's delight in the workshop with electricity. NEW ROOF in 2022, new interior paint throughout in 2025, and NO CARPET! Like new wood laminate flooring in main living area, dining room, and bedrooms, and stylish tile in kitchen and bathrooms. Centrally located near shopping and entertainment (just 2 miles to Publix, restaurants, and the AMC Yulee theater), just minutes from Amelia Island's beaches, and a short drive to Kings Bay Naval Base. Properties like this one don't come around very often, so don't dilly dally and miss out on this gem!
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,535 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,449/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- May 22, 2025Listed$469,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $235/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96235 Sweetbriar Lane, Yulee, FL 32097Listed by COMPASS FLORIDA LLC | Jul 2026 | $510,000 | $240 | 4/2 | 2,127 | 63 | 0.3 |
| 96069 Breezeway Court, Yulee, FL 32097Listed by REDFIN CORPORATION | Sep 2026 | $550,000 | $221 | 4/3 | 2,494 | 36 | 0.5 |
| 96535 Granite Trail, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jun 2026 | $479,000 | $278 | 3/2 | 1,722 | 60 | 0.7 |
| 96891 McGirts Creek, Yulee, FL 32097Listed by DREES REALTY | Jan 2026 | $582,990 | $243 | 4/3 | 2,403 | 77 | 0.7 |
| 87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 51 | 0.9 |
| 87061 Farnsworth Lane, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 111 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Sep 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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