This home is in Jacksonville.
Sold·Closed Jul 31, 2026·238 days on market·Recent sales in Atlantic Beach
961 Calypso Way Lot 20
Jacksonville, FL 32233
About this home
Jacksonville
BACK ON THE MARKET!!!!!! BETTER THAN NEW! SELLER BOUGHT NEW CONSTRUCTION 1.5 YEARS AGO AND LIVED IN IT WHILE RENOVATING A PRIMARY RESIDENCE. ABSOLUTELY IMMACULANT! STILL UNDER THE TRANSFERABLE 2-10 WARRANTY. 4 Bedroom, 2 Bath, 1941 sqft, one story home with two car garage. A short drive to Hanna Park, Dutton Island Preserve and the Atlantic Beach Pier. Hardy Panel exterior siding and 9-foot ceilings. Covered Rear Porch. Upgraded Finishes with Premium Vinyl Flooring, Granite Countertops in Kitchen and Baths, Porcelain Tile Bathrooms, Fenced Rear Yard, Ceiling fans in all Bedrooms. Seller added full integrated Alarm and Wireless internet system. Buyer can activate monitored Alarm at closing. Master Bath with Glass Shower Enclosure and Custom Vanity. Inside Laundry with Overhead Cabinets. Washer and Dryer Convey. Insulated Garage Door and Electric Opener. Gutters on all sides. Seller will contribute 1% towards Buyers Closing Costs with the use of the Preferred Lender
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $489,900 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $432,739 | $432,739 | — |
| 2024 | $100,000 | $13,899 | — |
| 2023 | $125,000 | $12,636 | — |
2024 property taxes (current owner): $794/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$549,900
- May 1, 2026Listed$549,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $283/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC. | Sep 2026 | $367,000 | $219 | 3/2 | 1,672 | 131 | 0.2 |
| 2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,000 | $287 | 3/2.5 | 1,828 | 39 | 0.3 |
| 1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLC | Sep 2026 | $430,000 | $295 | 4/2 | 1,456 | 20 | 0.5 |
| 1733 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,620,000 | $698 | 3/3 | 2,322 | 52 | 0.5 |
| 2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $370,000 | $221 | 4/2.5 | 1,676 | 54 | 0.7 |
| 1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Sep 2026 | $1,850,000 | $817 | 4/3 | 2,263 | 1 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PASSPORT REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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