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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Club Villas, Fernandina Beach — a gated community home on Amelia Island.

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Sold

Sold·Closed Jun 26, 2026·208 days on market·Recent sales in Club Villas·Club Villas

3012 Sea Marsh Road

Fernandina Beach, FL 32034

$475,000sold priceListed at $489,900 · 97% of asking$316/sqftMLS# 2115882
2
Beds
2.5
Baths
1,505
Sq Ft
1974
Built
—
Garage
No
Pool

2 more homes for sale in Club Villas →Search Club Villas on the map

HOA $208/moCondominium2 stories

About this home

Club Villas

Enjoy sweeping views of the newly renovated Oak Marsh Golf Course 9th hole and surrounding marshlands from this beautifully furnished 2-bedroom, 2.5-bath villa in the gated Amelia Island Plantation. This two-story villa features an open-concept main level where the kitchen, dining, and living areas flow seamlessly--perfect for relaxing or entertaining. Step onto your private patio to enjoy peaceful mornings or unwind with sunset views over the fairways. The beach is just a short bike or golf cart ride away. Upstairs, two spacious bedrooms each offer private baths for added comfort and privacy. A Yamaha gas 4-seat cart is included. Club Villas offers two community pools and allows short- and long-term rentals. Strong rental history with potential up to $30,000 annually. AIPCA fees paid for 2026. Showings subject to guest occupancy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Nassau County$656
HOAbilled annually$208
Estimated total, before insurance$3,495/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $656
Insurance (est.): $317
Estimated Total Monthly
$3,603
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$507,000$396,771—
2024$465,000$360,701—
2023$420,000$327,910—
2022$407,000$298,100—
2021$271,000$271,000—
2020$258,000$258,000—

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $326/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3028 Sea Marsh Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$400,000$2662/2.51,5052100
3211 Sea Marsh Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$565,000$4522/21,250180.2
3327 Sea Marsh Road, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPSep 2026$550,000$3932/21,4006890.3
3318 Sea Marsh Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$565,000$4522/21,250940.3
3323 Sea Marsh Road, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPAug 2026$565,000$3532/21,600110.3
3328 Sea Marsh Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$540,000$3722/21,450890.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,900
Price / Sq Ft$326
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,505
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3012 Sea Marsh Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionClub Villas
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29V04030120000

Amenities

AmenitiesPool, Beach Access, Gated, Jogging Path, Park, Security
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewGolf Course

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories2
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedDecember 20, 2025
Days on Market208
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Club Villas

Club Villas is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Club Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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