This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed Jan 9, 2026·19 days on market·Recent sales in New Construction — Jacksonville
3858 Cove Saint Johns Road
Jacksonville, FL 32277
About this home
Jacksonville
Welcome home to this single-story pool home featuring 4 bedrooms, 2 baths, and 2,609 sq ft of living space. Enjoy spacious living areas and a split floor plan offering comfort and functionality. The backyard is a private retreat with an inground pool and covered patio, perfect for relaxing or entertaining. Conveniently located near the St. Johns River, parks, and local amenities.
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1970)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 11 mi · 100 parking spaces
Closest park or preserve
Reddie Point Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Lonnie Wurn Boat Rampabout 0.4 mi · St. Johns River
Closest kayak & paddleboard launch
Blue Cypress Park Canoe Accessabout 2 mi · St. Johns River
Closest youth league fields
Victory Parkabout 0.7 mi · Baseball, Softball
Closest grocery store
Aldiabout 0.9 mi · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:33 AM, sunset 6:48 PM.
- A pool here is warm and sunset-lit.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,362/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $144/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3644 Buckskin Trail W, Jacksonville, FL 32277Listed by WATSON REALTY CORP | Jul 2026 | $400,000 | $166 | 4/3 | 2,405 | 34 | 0.4 |
| 3811 Timucua Trail, Jacksonville, FL 32277Listed by BERRY & CO. REAL ESTATE | Jul 2026 | $449,900 | $185 | 4/3 | 2,431 | 39 | 0.4 |
| 3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $389,000 | $172 | 4/3 | 2,258 | 2 | 0.5 |
| 4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $415,000 | $184 | 4/2.5 | 2,260 | 6 | 0.5 |
| 3511 Hermitage Road E, Jacksonville, FL 32277Listed by NEXTHOME ENDLESS SUMMER | Jul 2026 | $397,500 | $142 | 4/2.5 | 2,791 | 191 | 0.5 |
| 3571 Sandburg Road, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $430,000 | $185 | 4/2 | 2,321 | 68 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jan 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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