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This home is in St. Augustine.

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Active

Active·276 days on market

7900 A1A S A214

St. Augustine, FL 32080

$989,750$982/sqftEst. $5,046/moMLS# 2114154
2
Beds
2
Baths
1,008
Sq Ft
1973
Built
Garage
No
Pool

About this home

St. Augustine

Your Turnkey Coastal Escape Awaits! *Built prior to setback regulations you won't find a complex closer to the ocean! Wake up to the sound of ocean waves and breathtaking ocean views! This spectacular Furnished End Unit is perfectly designed for comfort, style, and seaside living. Located in a sought-after Crescent Beach community, this move-in-ready home is ideal for full time living, a luxurious vacation retreat, or a high-demand rental investment. The tastefully curated furnishings blend coastal charm with modern elegance, creating an inviting space. Open concept layout with uninterrupted ocean views. Modern kitchen with updated appliances complete with breakfast bar. Private Balcony perfect for enjoying morning coffee with a sea breeze or unwinding to the sound of the waves. This is a prime location minutes to downtown historic St. Augustine! Great area for surf fishing, surfing, and swimming! All you need is your swim suit!

Cost to own

Mortgage calculator

$989,750
$197,950
Loan Term
Monthly Payment
$5,046
Principal & Interest: $5,046
Property taxes (est.): $1,317
Insurance (est.): $660
Estimated Total Monthly
$7,023
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,046
Property taxesest. at asking price, St. Johns County$1,317
HOAbilled monthly$750
Estimated total, before insurance$7,113/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$506,100$506,100
2024$530,250$489,142
2023$517,545$444,675
2022$420,000$404,250
2021$367,500$367,500
2020$367,500$367,500

Estimated taxes if purchased at asking price: ~$15,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 20, 2025Listed$989,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$989,750
Price / Sq Ft$982
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,008
Year Built1973
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address7900 A1A S A214, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionCoquina Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1861602140
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Patio / PorchCovered, Patio
Road SurfaceAsphalt
Road FrontageHighway

Additional Information

Date ListedOctober 20, 2025
Days on Market251
HOA Fees$750 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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