This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Dec 19, 2025·61 days on market·Recent sales in Amelia Island
2433 Bonnie Oaks Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Seller offering up to $8,000 in buyer concessions with an acceptable offer! Coastal charm meets everyday comfort in this Fernandina Beach home — with no HOA and a motivated seller! Tucked inside the peaceful Cashen Wood community, this move-in-ready 3-bed, 2-bath layout opens to bright living spaces perfect for gatherings or quiet mornings. The updated kitchen and open dining area flow seamlessly into the living room, leading to a private backyard shaded by mature oaks. Just minutes from Amelia Island beaches, historic downtown, and local shops, this home delivers true island living at an attainable price. Opportunities like this rarely last on the island — schedule your showing today and make Fernandina your new address!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,341/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2025Listed$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $285/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 639 Gaines Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $625,000 | $521 | 3/2 | 1,200 | 270 | 0.3 |
| 552 Sunset Road, Fernandina Beach, FL 32034Listed by DIAMOND REALTY GROUP OF AMELIA ISLAND | Oct 2026 | $385,000 | $302 | 3/2 | 1,275 | 93 | 0.4 |
| 2753 Amelia Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Aug 2026 | $585,000 | $418 | 2/2 | 1,400 | 15 | 0.4 |
| 1874 Clinch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $500,000 | $315 | 3/2 | 1,588 | 481 | 0.6 |
| 96180 Montego Bay, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $575,000 | $349 | 3/2 | 1,649 | 101 | 0.6 |
| 2816 Bob White Lane, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Jul 2026 | $670,000 | $419 | 3/2 | 1,600 | 41 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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