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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 12, 2025·6 days on market·Recent sales in New Construction — Jacksonville

14049 Prater Court

Jacksonville, FL 32224

$605,000sold priceListed at $599,900 · 100.9% of asking$307/sqftMLS# 2110004
4
Beds
2.5
Baths
1,970
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $67/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Multiple offers received. Welcome home to this magnificent 2 story home just 10 min to the beach, 5 min from Mayo, and 15 minutes to Mayport Naval Station. Custom built by Mattemy homes this craftsman style house boast a large driveway, classic black on white exterior, MASSIVE FULLY FENCED back yard with covered patio, no carpet, large open living space downstairs with office/ library. Large kitchen island with gas stove. 4 bedrooms and 2 baths upstairs. The quiet and convenient neighborhood of Crosswater at Pablo Bay features a very usable amenity center less than 100 yards away. Push the stroller or wagon to the pool, children's splashpad, playground, dog park, and tennis courts. So many amenities for only $798 a year HOA! That's right only $798 a year! Back yard is a huge canvas for a pool but why bother with one 3 doors down? Mature trees line the quiet streets purposefully designed for minimal traffic. A true neighborhood close to everythin

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,325
Property taxesest. at asking price, Duval County$988
HOAbilled annually$67
Estimated total, before insurance$4,379/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,853/yr · $488/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,853/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $305/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3871 Open Creek Court, Jacksonville, FL 32224Listed by HERRON REAL ESTATE LLCOct 2026$430,000$2513/21,71500.6
3719 Sea Hawk Street E, Jacksonville, FL 32224Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$425,000$1914/2.52,227990.6
3866 Luth Drive E, Jacksonville, FL 32250Listed by MOMENTUM REALTYOct 2026$425,000$1953/22,180740.7
4148 Tideview Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$1,175,000$6093/21,92940.7
14526 Plumosa Drive, Jacksonville, FL 32250Listed by JWB REALTY LLCOct 2026$1,100,000$4393/2.52,50710.8
4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$626,025$2963/22,11431

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$305
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,970
Acres0.15 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryAlimacani
MiddleKernan
HighFirst Coast

Community Information

Address14049 Prater Court, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionCrosswater@pablo Bay
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,534 sq ft
Parcel Number1674513360

Amenities

UtilitiesCable Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedSeptember 23, 2025
Days on Market6
HOA Fees$798 / Annually
HOA FrequencyAnnually
Tax Amount$5,852.68
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FUTURE HOME REALTY INC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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