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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine.

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Sold

Sold·Closed Dec 9, 2025·30 days on market·Recent sales in Entrada·Entrada

403 Jarama Circle

St. Augustine, FL 32084

$322,000sold priceListed at $330,000 · 97.6% of asking$206/sqftMLS# 2109930
3
Beds
2
Baths
1,564
Sq Ft
2022
Built
2
Garage
No
Pool

23 more homes for sale in Entrada →Search Entrada on the map

HOA $7/mo6,534 sqft lotSingle Family Residence1 story

About this home

Entrada

Welcome home to the St. Augustine community of Entrada. This beautifully designed home features a smart, open-concept layout where the kitchen, living, and dining areas flow seamlessly. Featuring 3 bedrooms, 2 baths, a 2-car garage, and almost 1,600 sq. ft. of smart living, this home is sure to check all your boxes! The primary bedroom offers a large walk in closet and double vanity sinks. The larger lot provides a peaceful small-lake view and a natural buffer for extra backyard privacy. Entrada is a rare natural gas community, zoned for top-rated schools, and packed with fantastic amenities. Conveniently located near the beaches, historic Downtown St. Augustine, I-95, shopping, and more! Don't wait! Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,784
Property taxesest. at asking price, St. Johns County$428
HOAbilled annually$7
Estimated total, before insurance$2,219/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,455/yr · $538/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$322,000
$64,400
Loan Term
Monthly Payment
$1,784
Principal & Interest: $1,784
Property taxes (est.): $429
Insurance (est.): $215
Estimated Total Monthly
$2,427
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,455/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2025Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
492 Jarama Circle, St. Augustine, FL 32084Listed by LIST NOW REALTYJul 2026$375,000$2204/21,705300.1
285 Jarama Circle, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYMay 2026$380,000$2054/21,856430.1
161 N Twin Maple Road, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$308,000$2483/21,24370.2
80 Logrono Court, St. Augustine Beach, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2073/21,641400.4
51 S Twin Maple Road, St. Augustine, FL 32084Listed by DAVIDSON REALTY, INC.Jul 2026$355,000$2283/21,557320.4
46 Albacete Road, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$315,000$2013/21,564920.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,564
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address403 Jarama Circle, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,534 sq ft
Parcel Number1011820380
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Maintenance Grounds, Pickleball
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 22, 2025
Days on Market30
HOA Fees$80 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,455.12
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Entrada

Entrada is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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