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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Mar 5, 2026·103 days on market·Recent sales in Over 55 & Active Adult

4966 Arapahoe Avenue

Jacksonville, FL 32210

$550,000sold priceListed at $599,900 · 91.7% of asking$278/sqftMLS# 2109376
4
Beds
2
Baths
1,979
Sq Ft
1940
Built
—
Garage
No
Pool
No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming Ortega Terrace Bungalow! This updated 1940s home blends modern comfort with authentic character, featuring abundant natural light, beautiful millwork, and an unbeatable location convenient to top clubs, restaurants, and all Ortega has to offer! Inside, a welcoming foyer opens to an renovated kitchen with adjacent dining, while the spacious living room boasts a fireplace and access to the back deck. Two bedrooms share an updated hall bath, with a den/third bedroom and private bath on the opposite side. A cheery office/guest bedroom sits off the kitchen. Additional highlights include a laundry/storage room and a large private backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,022
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,921/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,207/yr · $601/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,468 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,207/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $303/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5125 Arapahoe Avenue, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$501,147$2803/21,788340.2
5001 Water Oak Lane, Jacksonville, FL 32210Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLCAug 2026$565,450$2744/2.52,066330.3
4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC.Aug 2026$595,000$2704/32,200260.4
4203 Demedici Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$442,900$3163/21,40000.6
4220 Genoa Avenue, Jacksonville, FL 32210Listed by SUMMER BREEZE REALTYSep 2026$276,000$1843/11,4961370.7
2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$595,000$3183/21,8691000.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$303
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,979
Acres0.29 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryOrtega
MiddleLake Shore
HighRiverside

Community Information

Address4966 Arapahoe Avenue, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size12,632.4 sq ft
Lot Dimensions100 x 125
Parcel Number1027920000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchDeck
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2025
Days on Market103
Tax Amount$7,207.08
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Sold by: MILLER & COMPANY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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