This home is in Jacksonville Beach — a gated community home in Jacksonville.
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Sold·Closed Nov 17, 2025·18 days on market·Recent sales in Jacksonville Beach
221 13th Avenue N 104B
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Gorgeous newly remodeled TRUE 1 Bedroom with 2 full bathrooms executive condo, 1.5 blocks from the ocean, under $400k!! Extremely rare opportunity to own one of the 4 double units in Pablo Beach House. This large 900sf unit also has 2 full bathrooms & tons of storage with a full size walk-in laundry room! The studio section of the condo is currently set up and being used as a 2nd bedroom / living area. Perfect for year round living or seasonal. This 1st floor unit is just steps from the community salt water pool and has tons of privacy!! Sip your coffee in the lush private atrium. See the list of all the incredible professional upgrades completed in the past year in the documents section. Five minute walk to Margaritaville, shops & restaurants.Minimum 6 month term for rental - no short term rentals or AirBnB per HOA. Don't miss out... Make your appointment today! 100% Military loan may be available through Navy Federal Credit Union. Call your local Navy Federal Credit Union to verify
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,808 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
14th Ave. Nabout 0.1 mi
Closest park or preserve
Dutton Island Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 2 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Fletcher High School Poolabout 0.7 mi · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Publixabout 1.0 mi · 408 Beach Blvd, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,454/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $383/sq ft; this home is listed at $444/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 320 13th Avenue, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITED | Jul 2026 | $380,000 | $342 | 2/1.5 | 1,110 | 83 | 0.1 |
| 380 13th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Apr 2026 | $424,900 | $383 | 2/1.5 | 1,110 | 311 | 0.1 |
| 1412 1st Street N 105, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2026 | $433,000 | $370 | 2/2 | 1,170 | 76 | 0.1 |
| 1701 1st Street 2B, Jacksonville Beach, FL 32250Listed by SUPER SELLER | Sep 2026 | $410,750 | $544 | 1/1 | 755 | 69 | 0.2 |
| 210 11th Avenue N 104, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $365,000 | $466 | 2/2 | 784 | 71 | 0.2 |
| 1030 4th Street 1B, Jacksonville Beach, FL 32250Listed by PURSUIT REAL ESTATE, LLC | Jun 2026 | $329,000 | $345 | 2/2 | 954 | 6 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines