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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·93 days on market

8126 Paul Jones Drive

Jacksonville, FL 32208

$145,000$179/sqftEst. $774/moMLS# 2106293
2
Beds
1
Baths
812
Sq Ft
1944
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

***NEW ROOF being installed, New A/C, New Electrical panel, Fresh paint, New Roof to be installed prior to closing, Move-In Ready, freshly updated Jacksonville Home. Seller is motivated, bring us an offer! Step inside to enjoy a bright, inviting living space designed for relaxation and everyday living. Fresh paint throughout, updated electrical, new kitchen appliances and new flooring gives a clean, modern feel. It is perfect for first-time buyers, downsizers, or investors. This cozy residence combines comfort, convenience, an established neighborhood and classic Florida charm. The spacious fenced in backyard is ideal for entertaining, gardening, or simply unwinding in the sunshine. A detached garage/shed provides excellent storage, flexible space for hobbies or crafts. This prime location is situated just minutes from I-95, downtown Jacksonville, shopping, dining, and beautiful local parks, this home offers the perfect balance of suburban tranquility and city accessibility

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$774
Property taxesest. at asking price, Duval County$237
Estimated total, before insurance$1,011/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,483/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$774
Principal & Interest: $774
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,108
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$130,543$130,543▲ $3,864
2024$127,124$127,124▲ $6,038
2023$126,364$121,583▲ $11,250
2022$110,530$110,530—
2021$60,017$60,017▲ $2,576
2020$55,719$55,719▲ $1,288

2024 property taxes (current owner): $2,483/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Active Under Contract$145,000
  • Jul 31, 2026Price change$145,000+$14,100
  • Jun 29, 2026Listed$130,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$145,000
Price / Sq Ft$179
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage812
Acres0.14 acres
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNorth Shore
MiddleMatthew Gilbert
HighJean Ribault

Community Information

Address8126 Paul Jones Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size6,098.4 sq ft
Parcel Number0237770000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

FencingBack Yard
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 29, 2026
Days on Market332
Tax Amount$2,482.86
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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