This home is in Sawmill Lakes, Ponte Vedra Beach — a home near Ponte Vedra High School.
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Sold·Closed Dec 23, 2025·77 days on market·Recent sales in Sawmill Lakes·Sawmill Lakes
621 Lake Stone Circle
Ponte Vedra Beach, FL 32082
7 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map
About this home
Sawmill Lakes
DON'T MISS THIS OPPORTUNITY TO OWN A CHARMING 3 BR/2BA HOME IN SAWMILL LAKES-PRIME PONTE VEDRA LOCATION! Welcome to this charming home located in the highly desirable Sawmill Lakes community, nestled in the heart of Ponte Vedra Beach. Perfectly positioned between the Intracoastal Waterway and the Atlantic Ocean, this unique home offers a lifestyle of comfort, convenience and natural beauty. Step inside to discover a spacious layout featuring a separate living and dining room, accented by elegant raw marble details-include a striking marble fireplace. The split floor plan provides privacy and functionality for both family living and entertaining. Relax in the family room, overlooking a serene, oasis-like backyard preserve. Sawmill Lakes offers top community amenities including pool, kid pool, pickleball, basketball courts, playground, and sports fields. All just a short five minute walk. Top rated schools, Pristine Beaches and exceptional dining options.
Next steps in Sawmill Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park8 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve10 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 1 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 1 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park10 min drive · Baseball
Closest grocery store
Publix4 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $481,536 | $188,082 | — |
| 2024 | $446,155 | $186,933 | — |
| 2023 | $450,030 | $180,032 | — |
| 2022 | $400,658 | $173,332 | — |
| 2021 | $307,707 | $166,827 | — |
| 2020 | $266,887 | $163,833 | — |
2024 property taxes (current owner): $2,730/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $367/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by OCEAN KULTURE REALTY LLC | Jul 2026 | $695,000 | $418 | 3/2 | 1,661 | 48 | 0 |
| 664 Lake Stone Circle, Ponte Vedra, FL 32082Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLC | Apr 2026 | $599,000 | $373 | 3/2 | 1,608 | 6 | 0.1 |
| 701 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by ALTA REAL ESTATE GROUP | Feb 2026 | $650,000 | $309 | 4/2.5 | 2,106 | 32 | 0.2 |
| 832 Sawyer Run Lane, Ponte Vedra Beach, FL 32082Listed by REALTY ONE GROUP ELEVATE | Dec 2025 | $515,000 | $335 | 3/2 | 1,538 | 59 | 0.4 |
| 840 Sawyer Run Lane, Ponte Vedra Beach, FL 32082Listed by LPT REALTY LLC | Oct 2026 | $450,000 | $265 | 3/2 | 1,698 | 8 | 0.5 |
| 1105 Pine Mill Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Oct 2025 | $550,000 | $324 | 3/2 | 1,699 | 150 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sawmill Lakes
Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Sawmill Lakes homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines