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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Lakes, Ponte Vedra Beach — a home near Ponte Vedra High School.

Sold

$450,000Sold3 bd · 2 ba · 1,698 sq ft

Sold·Closed Oct 16, 2026·8 days on market·Recent sales in Sawmill Lakes·Sawmill Lakes

840 Sawyer Run Lane

Ponte Vedra Beach, FL 32082

$450,000sold priceListed at $450,000 · 100% of asking$265/sqftMLS# 2166056
3
Beds
2
Baths
1,698
Sq Ft
1999
Built
2
Garage
No
Pool

8 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map

FEMA Zone XHOA $139/mo6,098 sqft lotSingle Family Residence1 story

About this home

Sawmill Lakes

Great Location & Renovation Opportunity! Bring your vision and creativity to this property located in a desirable community close to the beach, grocery stores, restaurants, and everyday conveniences. With A-rated schools nearby, the location offers an appealing combination of lifestyle and convenience. This home is being offered as-is and is in need of renovations, providing an opportunity for a buyer to renovate, update, and create a home tailored to their own style. The property is priced for a quick sale, and the seller will not be making any repairs or improvements.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, St. Johns County$599
HOAbilled semi-annually$139
Estimated total, before insurance$3,191/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,406/yr · $534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:46 AM, sunset 5:33 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,406/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$450,000
  • Oct 1, 2026Pending$450,000
  • Oct 1, 2026Active$450,000
  • Sep 23, 2026Active Under Contract$450,000
  • Sep 21, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
832 Sawyer Run Lane, Ponte Vedra Beach, FL 32082Listed by REALTY ONE GROUP ELEVATEDec 2025$515,000$3353/21,538590
1105 Pine Mill Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCOct 2025$550,000$3243/21,6991500.3
621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by OCEAN KULTURE REALTY LLCJul 2026$695,000$4183/21,661480.5
664 Lake Stone Circle, Ponte Vedra, FL 32082Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCApr 2026$599,000$3733/21,60860.5
701 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by ALTA REAL ESTATE GROUPFeb 2026$650,000$3094/2.52,106320.5
621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$515,000$3103/21,661770.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$450,000
Price / Sq Ft$265
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,698
Acres0.14 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address840 Sawyer Run Lane, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawmill Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size6,098.4 sq ft
Parcel Number0673460600

Amenities

AmenitiesPool, Basketball Court, Pickleball
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 23, 2026
Days on Market8
HOA Fees$832 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSawmill Lakes Maintenance Association
Tax Amount$6,405.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Sold by: NETWORTH REALTY OF JACKSONVILLE, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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