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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Lakes, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Oct 27, 2025·150 days on market·Recent sales in Sawmill Lakes·Sawmill Lakes

1105 Pine Mill Lane

Ponte Vedra Beach, FL 32082

$550,000sold priceListed at $564,000 · 97.5% of asking$324/sqftMLS# 2086591
3
Beds
2
Baths
1,699
Sq Ft
1999
Built
2
Garage
No
Pool

7 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map

HOA $123/mo7,841 sqft lotSingle Family Residence1 story

About this home

Sawmill Lakes

Location, Comfort & Lifestyle! Brand -New Roof (June 2025) Don't miss this rare opportunity in highly sought after Sawmill Lakes. A great fit for first time buyers or those looking to simplify and downsize on a prime cul-de-sac lot with generous front and backyard space for outdoor enjoyment. The kitchen is functional with newer appliances, while the finishes reflect the homes original charm, its a perfect opportunity to customize and make it your own with nearly 1,700 sq.ft. Hardwood flooring in dining, living and primary, a split bedroom layout for added privacy and a cosy gas fireplace in the open living area, lanai view to the preserve in a fully fenced back yard. Enjoy a serene pond view from your front door & Just a few minutes bike ride to the beach via a continuous sidewalk, Guana State park, restaurants, grocery & A-rated schools. One of the most affordably priced properties in a desirable Beach community. HOA includes pools, pickle ball, playground & more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,022
Property taxesest. at asking price, St. Johns County$732
HOAbilled semi-annually$123
Estimated total, before insurance$3,877/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,435/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,580 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,435/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $332/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
840 Sawyer Run Lane, Ponte Vedra Beach, FL 32082Listed by LPT REALTY LLCOct 2026$450,000$2653/21,69880.3
832 Sawyer Run Lane, Ponte Vedra Beach, FL 32082Listed by REALTY ONE GROUP ELEVATEDec 2025$515,000$3353/21,538590.3
621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by OCEAN KULTURE REALTY LLCJul 2026$695,000$4183/21,661480.7
664 Lake Stone Circle, Ponte Vedra, FL 32082Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCApr 2026$599,000$3733/21,60860.7
701 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by ALTA REAL ESTATE GROUPFeb 2026$650,000$3094/2.52,106320.7
621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$515,000$3103/21,661770.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$564,000
Price / Sq Ft$332
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,699
Total Structure Area7,841 sq ft
Acres0.18 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address1105 Pine Mill Lane, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawmill Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Parcel Number0673500130
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Management - Off Site, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch, Porch, Screened
FencingBack Yard, Wood, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 9, 2025
Days on Market150
HOA Fees$738 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$3,435.48
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines