This home is in Brookestone, St. Augustine.

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Active

Active·323 days on market·Brookestone

197 Adalyn Avenue

St. Augustine, FL 32086

$546,997$278/sqftEst. $2,911/moMLS# 2105859

Beds

Baths

1,967

Sq Ft

2025

Built

Garage

Pool

About this home

Brookestone

Rates as low as 4.99. Up to $15k CC for any deal using our preferred lender. Up to 10k closings cost on cash deals! Newly Built home! The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a covered patio and a well-appointed kitchen that may include gourmet features. You'll also appreciate a large primary suite with an attached bath and generous walk-in closet, two secondary bedrooms that share a hall bath, a convenient laundry and a storage area. Select homes will be built with a study, a fourth bedroom in lieu of garage storage, a club room, a deluxe primary bath and/or an extended covered patio. Designer-curated fixtures and finishes round out this must-see plan. *Financing subject to change without notice.

Cost to own

Mortgage calculator

Home Price

$546,997

Down Payment: 20%

$109,399

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,780

Principal & Interest: $2,780

Est. Taxes & Insurance: $695

Estimated Total Monthly

$3,475

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,911

Property taxesest. at asking price, St. Johns County$728

HOAbilled annually$54

Estimated total, before insurance$3,693/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Aug 27, 2025Listed$546,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$546,997

Price / Sq Ft$278

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage1,967

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

Community Information

Address197 Adalyn Avenue, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionBrookestone

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Parcel Number1371110910

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)