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This home is in Brookestone, St. Augustine — a new construction home in St. Johns County.

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Active

Active·423 days on market·Brookestone

197 Adalyn Avenue

St. Augustine, FL 32086

$578,997$294/sqftEst. $3,182/mo mortgageMLS# 2105859

Open house Sat, Oct 24 · 11:00 am–5:00 pm

Beds

3.5

Baths

1,967

Sq Ft

2025

Built

Garage

Pool

13 more homes for sale in Brookestone →Search Brookestone on the map

FEMA Zone XHOA $54/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Brookestone

Newly Built home! The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a covered patio and a well-appointed kitchen that may include gourmet features. You'll also appreciate a large primary suite with an attached bath and generous walk-in closet, two secondary bedrooms that share a hall bath, a convenient laundry and a storage area. Select homes will be built with a study, a fourth bedroom in lieu of garage storage, a club room, a deluxe primary bath and/or an extended covered patio. Designer-curated fixtures and finishes round out this must-see plan.

Next steps in Brookestone

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,182

Property taxesest. at asking price, St. Johns County$770

HOAbilled annually$54

Estimated total, before insurance$4,006/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$578,997

Down Payment: 20%

$115,799

Interest Rate: 7.32%

Loan Term

Monthly Payment

$3,182

Principal & Interest: $3,182

Property taxes (est.): $770

Insurance (est.): $386

Estimated Total Monthly

$4,338

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mary Street ramp and Gloria Ave lot
20 min drive · 50 parking spaces
Closest park or preserve
Treaty Park
11 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Ramp
about 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dock
about 3 mi · Moultrie Creek
Closest youth league fields
Gamble Rogers School Fields
11 min drive · Soccer
Closest grocery store
Aldi
6 min drive · 181 Blackford Way, St. Augustine

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 19, 2026Price change$578,997+$10,000
Sep 25, 2026Price change$568,997+$38,000
Sep 11, 2026Price change$530,997+$4,000
Aug 21, 2026Price change$526,997−$2,000
Aug 13, 2026Price change$528,997−$42,000
Jul 30, 2026Price change$570,997+$5,000
Jul 27, 2026Price change$565,997+$15,000
Jul 17, 2026Price change$550,997+$4,000
Aug 27, 2025Listed$546,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $294/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
179 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLC	Aug 2026	$560,000	$234	3/2	2,390	315	0
265 Sika Drive, St. Augustine, FL 32086Listed by AXEN REALTY LLC	Sep 2026	$609,997	$255	3/2.5	2,390	338	0.5
109 Osprey Marsh Lane, St. Augustine, FL 32086Listed by LOKATION	Oct 2026	$335,000	$214	3/2	1,564	127	0.7
4945 Moultrie Reserve Court, St. Augustine, FL 32086Listed by COMPASS FLORIDA LLC	Jul 2026	$610,000	$321	3/3	1,900	7	0.9
38 Litke Lane, St. Augustine, FL 32086Listed by DAVIDSON REALTY, INC.	Aug 2026	$365,000	$160	3/2.5	2,280	333	1
53 Monroe Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS	Aug 2026	$415,000	$218	3/2	1,908	154	1.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$578,997

Price / Sq Ft$294

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage1,967

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

Zoned elementaryOtis A. Mason Elementary School

Zoned middleGamble Rogers Middle School

Zoned highPedro Menendez High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address197 Adalyn Avenue, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionBrookestone

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Parcel Number1371110910

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionOther, Composition Siding, Frame

Additional Information

Date ListedAugust 27, 2025

Days on Market422

HOA Fees$648 / Annually

HOA FrequencyAnnually

HOA NameRICHMOND HOA

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brookestone

Brookestone is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

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