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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Nov 26, 2025·64 days on market·Recent sales in St. Augustine

7245 A1A S A

St. Augustine, FL 32080

$485,000sold priceListed at $499,800 · 97% of asking$272/sqftMLS# 2104221
3
Beds
2
Baths
1,785
Sq Ft
2007
Built
1
Garage
No
Pool
HOA $650/moCondominium1 story

About this home

St. Augustine

The Beach is calling! Live the dream in this 3-bedroom, 2-bath condo at Tropic Terrace—an exclusive five-unit community in the heart of Crescent Beach. Located just steps to a county beach walkover and two blocks from the public Intracoastal boat ramp. This single-story end unit offers 1,785 sq. ft., an attached garage, spacious master suite, and a covered lanai overlooking a private waterfall pool shared by only four other owners. Located in a two-story condo complex, this condo avoids many of the complications and requirements that come with larger three-story or high-rise buildings. No short-term rentals keep the community peaceful, while the pet-friendly HOA allows two pets with no weight limit. Concrete walls, impact windows, a brand-new HVAC (Aug 2025), and a history of no water intrusion offer comfort and peace of mind. Walk to the beach, catch the sunset over the waterway, and enjoy the best of Anastasia Island living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, St. Johns County$645
HOAbilled monthly$650
Estimated total, before insurance$3,982/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,548/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,833 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,548/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $515/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6240 A1A S 316, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$725,000$5192/21,39721.2
6240 A1A S 213, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$720,000$5152/21,39771.2
6170 A1A 215, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$815,000$5023/21,624761.4
6170 A1A S 214, St. Augustine, FL 32080Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Mar 2026$665,000$4752/21,399711.4
6100 A1A S 419, St. Augustine Beach, FL 32080Listed by ANTRA REALTY GROUP, LLCMar 2026$595,000$4103/2.51,4501601.4
8000 A1A 506, St. Augustine, FL 32080Listed by ANDERSON REALTYOct 2025$942,500$6063/21,5542041.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,800
Price / Sq Ft$280
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,785
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7245 A1A S A, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionTROPICAL PM TERR
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1813910010

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1

Exterior

Patio / PorchCovered
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 16, 2025
Days on Market64
HOA Fees$650 / Monthly
HOA FrequencyMonthly
HOA NameTropic Terrace Condo
Tax Amount$3,548.43
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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