This home is in Jacksonville.
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Sold·Closed Sep 19, 2025·35 days on market·Recent sales in Jacksonville
3312 Lowell Avenue 1
Jacksonville, FL 32254
About this home
Jacksonville
Turnkey Investment or Buy & live in one unit & rent other unit. Block Duplex. 2/1 ($1000/mo) and 1/1. ($825/mo) Both currently rented. No obvious deferred maintenance. Roof 2019. HVAC 2024.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,223 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)about 19 mi · 200 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 3 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
Chelsea Street Kayak Access at McCoy Creekabout 3 mi · McCoy's Creek
Closest youth league fields
Hammond Parkabout 1 mi · Baseball, Softball
Closest grocery store
Winn-Dixieabout 2 mi · 5207 Normandy Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:37 AM, sunset 6:44 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,033/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $141/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3160 Dignan Street, Jacksonville, FL 32254Listed by EXP REALTY LLC | Jun 2025 | $185,000 | $113 | 4/2 | 1,632 | 28 | 1.1 |
| 4122 Quincy Street, Jacksonville, FL 32205Listed by WATSON REALTY CORP | Jul 2026 | $135,000 | $91 | 3/2 | 1,488 | 4 | 1.2 |
| 3043 Nolan Street, Jacksonville, FL 32254Listed by NUVIEW REALTY | Jul 2026 | $145,000 | $104 | 4/2 | 1,400 | 4 | 1.2 |
| 3535 Rosselle Street, Jacksonville, FL 32205Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORS | May 2025 | $225,000 | $143 | 4/3 | 1,572 | 91 | 1.2 |
| 2205 Olustee Street, Jacksonville, FL 32209Listed by GAILEY ENTERPRISES LLC | Jan 2026 | $195,000 | $128 | 4/2 | 1,519 | 53 | 1.7 |
| 5237 Plymouth Street, Jacksonville, FL 32205Listed by THE MULTIFAMILY ADVISORS | Sep 2026 | $206,000 | $135 | 4/2 | 1,525 | 64 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CASTILLO REAL ESTATE JAX
Sold by: CASTILLO REAL ESTATE JAX (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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