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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Beach South, Jacksonville Beach.

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Sold

Sold·Closed Oct 22, 2025·52 days on market·Recent sales in Pablo Beach South·Pablo Beach South

309 10th Street S

Jacksonville Beach, FL 32250

$420,000sold priceListed at $435,000 · 96.6% of asking$420/sqftMLS# 2101655
3
Beds
3
Baths
999
Sq Ft
1954
Built
—
Garage
No
Pool

28 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map

No HOASingle Family Residence1 story

About this home

Pablo Beach South

Live the coastal lifestyle at 309 10th Street S in Jacksonville Beach! Located a little over half a mile from the ocean, this fully renovated 3-bedroom, 3-bathroom home is move-in ready and perfect as a primary residence, vacation getaway, or Airbnb investment. No HOA! The home features a brand-new kitchen with granite tile countertops, stainless steel appliances, porcelain tile flooring, and new cabinetry. Additional upgrades include luxury vinyl plank flooring, a newly updated hallway shower, remodeled bathrooms, and updated lighting and mirror in the primary suite. Fresh interior and exterior paint, a new privacy fence, and a spacious fenced yard with a storage shed make outdoor living easy and enjoyable. HVAC (2014) & Water Heater (2022). Whether you are seeking coastal living or a turnkey investment near the beach, this home offers style, space, and unbeatable location just minutes from dining, shops, and ocean breezes. Don't miss out - schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,308
Property taxesest. at asking price, Duval County$686
Estimated total, before insurance$2,994/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $435/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
614 3rd Avenue S, Jacksonville Beach, FL 32250Listed by ROUND TABLE REALTYJul 2026$372,000$4513/1825250.2
612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Jul 2026$695,000$5583/21,24620.4
321 9th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2026$415,000$3433/21,210190.5
421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$465,000$4773/1975570.6
827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCJul 2026$599,900$5293/21,13460.6
719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJul 2026$585,000$4833/21,212230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$435
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage999
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address309 10th Street S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionPablo Beach South
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1758620000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, On Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingFenced, Back Yard, Full, Wood
RoofShingle
ConstructionBlock, Concrete
Road FrontageCity Street

Additional Information

Date ListedAugust 1, 2025
Days on Market52
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: KST GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Beach South

Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pablo Beach South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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