This home is in St. Augustine — a gated community home in St. Johns County.
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Sold·Closed Sep 30, 2025·17 days on market·Recent sales in St. Augustine Shores
929 Mirror Lake Drive
St. Augustine, FL 32086
About this home
St. Augustine
The White Sand Beach Is Calling Your Name...This Beautiful 4 bedroom / 3 Bathroom Concrete Block Home is located approximately 3 miles inland from Crescent Beach....7 minute scenic drive past Moses Creek Hiking Trail and over gorgeous Matanzas River (Intracoastal Waterway). Home features open floor plan, glass enclosed porch for extra living space done in 2021, formal dining area, large primary suite, 2 car garage, ample storage space, 2022 roof, storm protection for the windows, quality exterior paint in 2024, WH 2019, HVAC 2019, appliances updated in 2022, ADA toilets in 2023, termite bond, landscape lighting and more....Yard backs up to wooded preserve area with abundance of wildlife & privacy. Located in an immaculate gated & wooded community that features a pool, swings & slide, basketball and a pretty park space. All nicely maintained by the current owner and ready for a new family. Conveniently located to shopping, restaurants and more. Don't miss out on this home and location.
Next steps in St. Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,821 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 2 mi · 104 parking spaces
Closest park or preserve
Moses Creek Conservation Areaabout 1 mi · 7.6 mi of trails
Closest public boat ramp
Frank B Butler Park Westabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
206 Causeway Kayak Beachabout 2 mi
Closest youth league fields
Gamble Rogers School Fieldsabout 1 mi · Soccer
Closest grocery store
Aldiabout 3 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,106/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $283/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 132 Bottlebrush Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $610,000 | $263 | 3/2.5 | 2,323 | 52 | 0.5 |
| 133 S Walk Place, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $607,000 | $350 | 3/2 | 1,736 | 18 | 0.7 |
| 216 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INC | Aug 2026 | $739,288 | $296 | 4/3 | 2,495 | 103 | 0.7 |
| 224 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INC | Jun 2026 | $605,000 | $273 | 3/2 | 2,216 | 161 | 0.7 |
| 6801 E Seacove Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $400,000 | $242 | 3/2 | 1,652 | 300 | 0.9 |
| 305 Elza Lane, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Sep 2026 | $545,000 | $268 | 4/3 | 2,032 | 55 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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