Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Nov 19, 2025·12 days on market·Recent sales in St. Augustine Shores

132 Adela Street

St. Augustine, FL 32086

$560,000sold priceListed at $595,000 · 94.1% of asking$218/sqftMLS# 2097980
4
Beds
3
Baths
2,564
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $33/mo12,197 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

ELEGANT 4BR/3BA CONCRETE BLOCK HOME ON BEAUTIFULLY TREED CUL-DE-SAC. Possible in law or generational suite! New roof 2 years ago! Light, bright & beautifully maintained with rich wood floors, high ceilings with crown molding, formal dining room, huge kitchen with loads of cabinets, lots of counter space, an island & 8x10 eating space that leads to 20 ft long screened lanai overlooking huge, fully fenced back yard with double gate. Kitchen overlooks large living room with fireplace & lots of windows. Split bedroom plan, 24 ft long owner suite with 2 walk in closets, double tray ceiling with crown molding, plus owner bath with 2 vanities, walk in shower, garden tub & water closet. Split BR plan has other 2 bedrooms on other side of home, plus a huge ensuite BR/BA bonus room with 4x5 air conditioned closet. 7x9 Utility room leads to 2 car side entry garage. AWESOME LOCATION! 7 miles to the beach, 1.3 miles to shopping & 7/10 mi to school!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,077
Property taxesest. at asking price, St. Johns County$745
HOAbilled monthly$33
Estimated total, before insurance$3,856/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,904/yr · $242/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,842 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,904/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Hondo Drive, St. Augustine Shores, FL 32086Listed by RE/MAX UNLIMITEDMay 2026$570,000$2724/32,0931460.2
376 Valverde Lane, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$596,500$2334/32,5601010.5
301 Graciela Circle, St. Augustine, FL 32086Listed by WATSON REALTY CORPJun 2026$525,000$2923/2.51,7972690.7
308 Palmas Circle, St. Augustine, FL 32086Listed by WATSON REALTY CORPMay 2026$690,000$2175/43,174360.7
281 Vera Place, St. Augustine, FL 32086Listed by NON MLS (realMLS)May 2026$520,271$1884/2.52,76600.8
404 Talbot Bay Drive, St. Augustine, FL 32086Listed by ENTERA REALTY LLCSep 2026$350,000$1483/22,3573820.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$232
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,564
Total Structure Area3,599 sq ft
Acres0.28 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address132 Adela Street, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionTuscany
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size12,196.8 sq ft
Lot Dimensions110x165x172x42
Parcel Number2841930070

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedJuly 10, 2025
Days on Market12
HOA Fees$33 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,904.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines