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Active·116 days on market

110 Via Roma

Ormond Beach, FL 32174

$450,000$213/sqftEst. $2,493/moMLS# 2151011
3
Beds
2
Baths
2,114
Sq Ft
2014
Built
2
Garage
No
Pool
FEMA Zone XHOA $220/mo7,841 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ormond Beach

Welcome to 110 Via Roma, a beautifully maintained residence located in the highly desirable gated community of Il Villaggio in Ormond Beach. Combining elegant design, low-maintenance living, and an exceptional location, this home offers the perfect opportunity to enjoy Florida's coastal lifestyle. Nestled among beautifully landscaped streets and scenic surroundings, this residence provides a comfortable and inviting atmosphere ideal for both everyday living and entertaining. Spacious living areas, abundant natural light, and thoughtful design elements create a warm and welcoming environment throughout the home. Upgrades include: Generac Generator with 300 gallon propane tank burried underground giving peace of mind to never be without power. Upgraded Lennox HVAC (2022)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
HOAbilled quarterly$220
Estimated total, before insurance$2,712/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,390/yr · $283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Insurance (est.): $300
Estimated Total Monthly
$2,793
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020532 ORMOND BEACH WWTF · Public water (record)

County records show this parcel on central sewer served by FL0020532 ORMOND BEACH WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,390/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 17, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8 Peruvian Lane, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$367,500$1883/21,950310.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$213
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,114
Acres0.18 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address110 Via Roma, Ormond Beach, FL 32174
Area018-Volusia North Beach
SubdivisionTuscany
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size7,840.8 sq ft
Parcel Number412609000420

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s)
AppliancesOther, Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Additional Information

Date ListedJune 17, 2026
Days on Market8
HOA Fees$659.6 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,390.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRUDEALS REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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