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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active

Active·Listed today

157 Cacique Drive

St. Augustine, FL 32086

$550,000$259/sqftEst. $2,828/moMLS# 2162136
5
Beds
3
Baths
2,124
Sq Ft
2003
Built
2
Garage
Yes
Pool

About this home

St. Augustine

5BR/3BA Pool Home in St. Augustine Shores! Set on a generously sized lot, this home features a split floor plan - a private primary suite retreat, plus additional bedrooms comfortably separated, each with quick access to a full bathroom. Step outside to your own private oasis: a sparkling pool with a backyard that leaves plenty of room for activities beyond the pool deck. A dedicated dining space sets the scene for memorable family gatherings and get-togethers. Located in desirable St. Augustine Shores, you're within walking distance to The Shores Golf Club, with easy access to shopping, dining, top-rated schools, and historic downtown St. Augustine - just a short drive to the beach. **SOME PHOTOS HAVE BEEN ALTERED UTILIZING AI EDITING**

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,828
Principal & Interest: $2,828
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$3,926
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,828
Property taxesest. at asking price, St. Johns County$732
HOAbilled monthly$35
Estimated total, before insurance$3,594/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,051/yr · $254/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,051/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000
Price / Sq Ft$259
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,124
Acres0.28 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address157 Cacique Drive, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionTuscany
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size12,196.8 sq ft
Lot DimensionsApprox. 95x130
Parcel Number2841910050

Amenities

UtilitiesElectricity Connected, Sewer Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 27, 2026
Days on Market0
HOA Fees$34.73 / Monthly
HOA FrequencyMonthly
Tax Amount$3,050.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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