This home is in St. Augustine — a pool home in St. Johns County.
Active·45 days on market
157 Cacique Drive
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
5BR/3BA Pool Home in St. Augustine Shores! Set on a generously sized lot, this home features a split floor plan - a private primary suite retreat, plus additional bedrooms comfortably separated, each with quick access to a full bathroom. Step outside to your own private oasis: a sparkling pool with a backyard that leaves plenty of room for activities beyond the pool deck. A dedicated dining space sets the scene for memorable family gatherings and get-togethers. Located in desirable St. Augustine Shores, you're within walking distance to The Shores Golf Club, with easy access to shopping, dining, top-rated schools, and historic downtown St. Augustine - just a short drive to the beach. **SOME PHOTOS HAVE BEEN ALTERED UTILIZING AI EDITING**
Next steps in Southern St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,791 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,051/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 29, 2026Price change$549,500−$500
- Aug 27, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $259/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 301 Graciela Circle, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Jun 2026 | $525,000 | $292 | 3/2.5 | 1,797 | 269 | 0.7 |
| 564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $415,000 | $236 | 3/2 | 1,755 | 21 | 0.8 |
| 338 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Jun 2026 | $501,498 | $215 | 4/2 | 2,336 | 0 | 0.9 |
| 404 Talbot Bay Drive, St. Augustine, FL 32086Listed by ENTERA REALTY LLC | Sep 2026 | $350,000 | $148 | 3/2 | 2,357 | 382 | 1 |
| 100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Aug 2026 | $456,784 | $258 | 3/2 | 1,769 | 0 | 1 |
| 435 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Jun 2026 | $502,942 | $284 | 3/2 | 1,769 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MAXREV, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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