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This home is in Mira Vista Condos, Jacksonville a gated community home in Jacksonville.

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Active·1 day on market·Mira Vista Condos

13846 Atlantic Boulevard 215

Jacksonville, FL 32225

$589,500$288/sqftEst. $3,062/moMLS# 2164865
3
Beds
3
Baths
2,050
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Mira Vista Condos

Welcome to serene waterfront living! This spacious 3-bedroom, 3-bath condominium offers an inviting open feel with 11 foot ceilings and beautiful marina views. Access your oversized screened porch, through beautiful accordion doors, for the perfect place to relax, enjoy your morning coffee, or unwind in the evening while watching boats gently pass through the marina. Inside, the generous floor plan provides comfortable living and entertaining spaces, with three bedrooms and three full baths offering flexibility and privacy. Located in the desirable Mira Vista community, residents enjoy amenities including a gated setting, community pool, clubhouse, fitness center, elevator access, and convenient access to the marina and Intracoastal surroundings. Ideally located near Jacksonville's beaches, shopping, dining, and everyday conveniences, this home offers a peaceful waterfront lifestyle in a convenient location. Garage included.

Cost to own

Mortgage calculator

$589,500
$117,900
Loan Term
Monthly Payment
$3,062
Principal & Interest: $3,062
Property taxes (est.): $963
Insurance (est.): $393
Estimated Total Monthly
$4,418
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,062
Property taxesest. at asking price, Duval County$963
HOAbilled monthly$1,072
Estimated total, before insurance$5,096/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,448/yr · $704/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,448/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,834 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$589,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,500
Price / Sq Ft$288
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,050
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address13846 Atlantic Boulevard 215, Jacksonville, FL 32225
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionMira Vista At Harbortown
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1671600532
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Elevator(s), Gated, Marina, Spa/Hot Tub, Trash
UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage
ViewMarina, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityGated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Patio / PorchRear Porch, Screened
RoofTile
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 15, 2026
Days on Market5
HOA Fees$1,072 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity, Trash
Tax Amount$8,448.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Mira Vista Condos

Mira Vista Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32225.

View all Mira Vista Condos homes for sale →

Listing Courtesy of: ALLIANCE REALTY & FINANCIAL SERVICES, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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