This home is in Jacksonville — a pool home in Jacksonville.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
$1,390,000Sold4 bd · 3.5 ba · 3,007 sq ft
Sold·Closed Sep 5, 2025·60 days on market·Recent sales in Jacksonville
5145 Pirates Cove Road
Jacksonville, FL 32210
About this home
Jacksonville
This renovated riverfront home is designed for the ultimate Florida living experience! Step inside to a welcoming foyer that opens into a spacious main living area. This brilliant open-concept layout features two distinct dining spaces, a convenient wet bar, and a comfortable great room, perfect for entertaining or enjoying a movie night or the big game! The beautifully equipped kitchen boasts ample counter and cabinet space, making meal preparation and entertaining a breeze. The home offers a desirable split-bedroom plan for privacy. On one side, you'll find three bedrooms and two bathrooms. And, on the other side of the home you find the owner's suite which is a peaceful retreat accessed through a private den or office. This luxurious suite includes a spacious bedroom, incredible closet space, and a spa-like bathroom. Experience the best of outdoor living with a beautiful pool, expansive paver patio, 480 sf lanai with a summer kitchen, and a dock with a new boatlift -
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Nabout 19 mi · 34 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 1 mi · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 2 mi · Ortega River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 2 mi · Ortega River
Closest youth league fields
Westside Middle School Parkabout 3 mi · Baseball, Softball, Football, Basketball, Soccer, Volleyball
Closest grocery store
Winn-Dixieabout 0.6 mi · 5647 Roosevelt Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $242/yr
Estimated taxes if purchased at asking price: ~$27,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $345/sq ft; this home is listed at $462/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5135 Pirates Cove Road, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Jul 2026 | $1,655,000 | $532 | 3/3.5 | 3,108 | 45 | 0 |
| 4325 Venetia Boulevard, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $2,800,000 | $777 | 3/4 | 3,605 | 5 | 0.2 |
| 4268 Venetia Boulevard, Jacksonville, FL 32210Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC | Sep 2026 | $1,025,000 | $345 | 4/2.5 | 2,972 | 64 | 0.3 |
| 4936 Ortega Boulevard, Jacksonville, FL 32210Listed by NON MLS (realMLS) | May 2026 | $705,000 | $309 | 3/2 | 2,281 | 0 | 0.4 |
| 4844 Algonquin Avenue, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLC | Jul 2026 | $560,000 | $259 | 4/3 | 2,158 | 102 | 0.6 |
| 4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC. | Aug 2026 | $595,000 | $270 | 4/3 | 2,200 | 26 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MILLER & COMPANY REAL ESTATE
Sold by: MILLER & COMPANY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines