This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Jul 14, 2026·102 days on market·Recent sales in Over 55 & Active Adult
4844 Algonquin Avenue
Jacksonville, FL 32210
About this home
Jacksonville
Beautiful classic pool home on almost a half acre lot in the heart of Ortega Terrace! Ortega is one of Jacksonville's most coveted neighborhoods and these homes don't become available very often. Step inside to find a large sunlit living room with fireplace and classic built-ins. Gather around the island in your updated kitchen with subway tile and quartz countertops. And don't forget one of the sweetest rooms in the house - the cheery sun room in the back is perfect for reading a book, or using as a play room or office! When it's time to retreat, you'll appreciate the spacious primary bedroom with updated en suite bath. The additional bedrooms are both spacious as well - no cramming in beds and furniture!. In front of the house, you'll find a large flex space (4th bedroom) with separate entrance, wet bar and full bath. This can be used as a bedroom or as a den/workout room/play room - the choices are endless!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1953)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,468 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $537,337 | $486,615 | — |
| 2024 | $545,220 | $475,831 | ▲ $7,961 |
| 2023 | $507,361 | $432,499 | — |
| 2022 | $468,446 | $418,446 | — |
| 2021 | $348,272 | $134,006 | — |
| 2020 | $316,504 | $131,459 | ▲ $26,711 |
2025 property taxes (current owner): $9,180/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 14, 2026Closed$575,000
- Mar 19, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $266/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC. | Aug 2026 | $595,000 | $270 | 4/3 | 2,200 | 26 | 0.2 |
| 5125 Arapahoe Avenue, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $501,147 | $280 | 3/2 | 1,788 | 34 | 0.5 |
| 5001 Water Oak Lane, Jacksonville, FL 32210Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC | Aug 2026 | $565,450 | $274 | 4/2.5 | 2,066 | 33 | 0.5 |
| 2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $595,000 | $318 | 3/2 | 1,869 | 100 | 0.6 |
| 4313 Hiawatha Street, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $355,000 | $228 | 3/1.5 | 1,556 | 66 | 0.9 |
| 4238 Timuquana Road, Jacksonville, FL 32210Listed by NORVILLE REALTY INC | Jul 2026 | $365,000 | $190 | 3/2 | 1,920 | 39 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COWFORD REALTY & DESIGN LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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