This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Jul 11, 2025·2 days on market·Recent sales in Amelia Island
307 S 18th Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Charming Beach Cottage in Prime Location! This updated, refreshing, and absolutely adorable beach cottage is more than just a home—it's a lifestyle. Nestled on a quiet dead-end street, you can relax on the front porch and soak in the peaceful setting, all while being just a short walk or bike ride to the beach, downtown, parks, schools, restaurants, and the local recreation center. Step inside to find a clean, bright interior with an easy-flow kitchen and dining area, cozy living spaces, and comfortable bedrooms. The spacious backyard is perfect for weekend cookouts, entertaining, or simply letting the kids or pets play freely. Whether you're looking for a primary residence, or a vacation home, this home checks all the boxes. You'll love the charm, the updates, and—most of all—the location. Don't miss out—call today to schedule your private showing!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,191 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $402/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 73 Oak Grove Place, Fernandina Beach, FL 32034Listed by COWFORD REALTY & DESIGN LLC | Mar 2026 | $365,000 | $333 | 2/1 | 1,095 | 2 | 0.3 |
| 403 S 13th Terrace, Fernandina Beach, FL 32034Listed by BRANDYWINE HOMES USA LLC | Jun 2025 | $389,000 | $308 | 3/2 | 1,263 | 8 | 0.3 |
| 232 Vernon Street, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $500,000 | $548 | 2/2 | 912 | 60 | 0.4 |
| 1324 Fir Street Street, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Aug 2026 | $427,000 | $486 | 2/2 | 878 | 128 | 0.4 |
| 1305 Hickory Street, Fernandina Beach, FL 32034Listed by TAYLORED REALTY, INC. | Dec 2025 | $365,000 | $432 | 2/1.5 | 845 | 77 | 0.5 |
| 1319 Hickory Street, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2025 | $379,900 | $440 | 2/1 | 864 | 8 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARSH LIFE REALTY, LLC
Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines