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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold

Sold·Closed Feb 12, 2026·178 days on market·Recent sales in Flagler Estates·Flagler Estates

9620 Baylor Avenue

Hastings, FL 32145

$299,000sold priceListed at $299,000 · 100% of asking$153/sqftMLS# 2090678
3
Beds
2
Baths
1,960
Sq Ft
1981
Built
—
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

No HOA1.14 acresSingle Family Residence1 story

About this home

Flagler Estates

Beautiful Florida country home built on over 1 acre of land. Solid built with concrete stucco boasting 3 bedrooms and 2 full bathrooms, spacious updated kitchen with all the modern conveniences to enjoy a country living atmosphere. Inviting covered front porch and enclosed back patio with a fully fenced back yard. A large utility shed on back of the fenced in back yard. New roof installed in 2024, the A/C was replaced in 2016 and the water heater is 2 years old. Beautiful matured trees around the property offers much needed shade on hot days. Easy access to I-95 and close to historical St Augustine and its beautiful beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,656
Property taxesest. at asking price, St. Johns County$398
Estimated total, before insurance$2,054/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,350/yr · $112/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,656
Principal & Interest: $1,656
Property taxes (est.): $398
Insurance (est.): $199
Estimated Total Monthly
$2,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,426 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,350/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 10, 2025Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9805 Crotty Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC.Jan 2026$255,850$1434/21,792870.5
9860 Crotty Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCAug 2026$306,990$2173/21,4162030.6
9815 Ebert Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCAug 2026$344,990$1585/32,180610.7
4365 Gladys Street, Hastings, FL 32145Listed by REMAX SELECT PROFESSIONALSAug 2026$295,000$1833/21,612431
10165 Crotty Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCJun 2026$345,990$1595/32,180601.4
9715 McMahon Avenue, Hastings, FL 32145Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$219,000$1074/22,052301.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$153
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,960
Total Structure Area2,452 sq ft
Acres1.14 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address9620 Baylor Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0502900060

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionFew Trees, Wooded
Patio / PorchPatio, Porch
FencingBack Yard
RoofShingle
ConstructionConcrete, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedDecember 10, 2025
Days on Market178
Tax Amount$1,349.76
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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