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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in King & Bear at World Golf Village, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 8, 2025·9 days on market·Recent sales in King & Bear at World Golf Village·King & Bear at World Golf Village

2435 Den Street

St. Augustine, FL 32092

$980,000sold priceListed at $995,000 · 98.5% of asking$303/sqftMLS# 2090563
4
Beds
3
Baths
3,230
Sq Ft
2005
Built
3
Garage
Yes
Pool

11 more homes for sale in King & Bear at World Golf Village →Search King & Bear at World Golf Village on the map

HOA $217/mo0.46 acresSingle Family Residence1 story

About this home

King & Bear at World Golf Village

Welcome to this exquisite estate home in the exclusive Waterbury Estates at The King & The Bear. Nestled on a premium 0.46-acre estate lot, this custom-built residence offers a rare blend of luxury, efficiency, and thoughtful detail—crafted for those who appreciate both form and function. Step inside to soaring 12-foot smooth ceilings with elegant double-step crown molding, showcasing a spacious open floor plan filled with natural light. Every detail has been curated with distinction—from custom cabinetry throughout, to built-ins in all closets, and designer finishes like wainscoting in the dining room and plantation shutters throughout. At the heart of the home, a chef's kitchen features a gas stove, Bosch dishwasher, two-bowl stainless steel sink, a prep sink at the island, and a stunning travertine backsplash. Additional storage cabinets and tons of counter space in the laundry room along with a deep freezer, located just behind the kitchen, add function

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,428
Property taxesest. at asking price, St. Johns County$1,304
HOAbilled quarterly$217
Estimated total, before insurance$6,949/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,347/yr · $779/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$980,000
$196,000
Loan Term
Monthly Payment
$5,428
Principal & Interest: $5,428
Property taxes (est.): $1,304
Insurance (est.): $653
Estimated Total Monthly
$7,386
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,347/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 30, 2025Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2080 Crown Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCOct 2026$625,000$2384/32,626900.5
324 Silver Glen Avenue, St. Augustine, FL 32092Listed by FLUID REALTY, LLC.Sep 2026$362,500$1364/2.52,66870.5
741 Flowers Street, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$530,000$1535/33,4591030.6
2064 Crown Drive, St. Augustine, FL 32092Listed by VENTURE DEVELOPMENT REALTYSep 2026$745,000$2823/32,6454060.6
108 Kendall Way, St. Augustine, FL 32092Listed by REAL BROKER LLCAug 2026$737,000$2315/4.53,195410.6
479 Athens Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$622,000$2413/2.52,577170.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$995,000
Price / Sq Ft$308
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,230
Acres0.46 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water
Is WaterfrontNo
Gated CommunityYes

Community Information

Address2435 Den Street, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv King Andbear
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size20,037.6 sq ft
Parcel Number288008-0130

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
Security24 Hour Security, Security Gate

Exterior

Patio / PorchCovered, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedMay 30, 2025
Days on Market9
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
Tax Amount$9,346.65
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About King & Bear at World Golf Village

King & Bear at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all King & Bear at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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