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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 10, 2025·78 days on market·Recent sales in Jacksonville

1658 St Paul Avenue

Jacksonville, FL 32207

$850,000sold priceListed at $900,000 · 94.4% of askingMLS# 2086523
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA2.83 acresWaterfrontUnimproved Land

About this home

Jacksonville

2 homes currently on property convey in 'AS IS', 'WHERE IS' condition. SEE MLS #2086071. Owners selling land as 1 parcel. Tax record indicates 3 - 7 units. Looking for a treasure close to downtown Jax., look no further..Just shy of 3 acres. Develop or tear down and build your dream home. High bluff lot leads to beautiful and peaceful waterfront. (Bridge heights apply). A kayak or canoe lovers haven..

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
Property taxesest. at asking price, Duval County$1,388
Estimated total, before insurance$6,096/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,616/yr · $468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Property taxes (est.): $1,388
Insurance (est.): $567
Estimated Total Monthly
$6,663
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,616/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5241 Cruz Road, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2025$70,000—0/0—501.3
1502 Gay Avenue, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYSep 2026$90,000—0/0—391.4
265 Pecan Street, Jacksonville, FL 32211Listed by LEGACY BRIDGE REALTYOct 2025$60,000—0/0—301.9
1307 Odessa Street, Jacksonville, FL 32206Listed by MOMENTUM REALTYFeb 2026$50,000—0/0—2802.5
2743 Chelton Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPApr 2025$425,000—0/0—132.6
0 St Augustine Road, Jacksonville, FL 32207Listed by NON MLS (realMLS)Apr 2026$275,000—0/0—232.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$900,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.83 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ElementaryLove Grove
MiddleArlington
HighEnglewood

Community Information

Address1658 St Paul Avenue, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionF Richard Heirs
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size123,274.8 sq ft
Lot Dimensions130' (W) X 1000'
Parcel Number1340590000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesElectricity Connected, Water Connected
Water SourcePrivate, Well
ViewRiver

Exterior

Lot DescriptionFew Trees
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 8, 2025
Days on Market78
Tax Amount$5,616.33
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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