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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jul 9, 2025·26 days on market·Recent sales in St. Augustine

7780 A1A S 103

St. Augustine, FL 32080

$695,000sold priceListed at $724,900 · 95.9% of asking$606/sqftMLS# 2086460
2
Beds
2
Baths
1,146
Sq Ft
1986
Built
1
Garage
No
Pool
HOA $785/moWaterfrontCondominium1 story

About this home

St. Augustine

Oceanfront Paradise with Intracoastal Views! Welcome to this beautifully updated 2-bedroom, 2-bathroom beachfront condo offers stunning oceanfront views and scenic vistas of the Intracoastal Waterway. Wake up to the sound of waves and enjoy sunrise coffee from your private balcony. Inside, the unit boasts modern finishes, an open-concept layout, and plenty of natural light. Relax at the gorgeous pool, enjoy direct beach access, and take advantage of the rare included garage plus dedicated beach storage, perfect for your surfboards and sandy gear. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this condo delivers the ultimate Florida lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,850
Property taxesest. at asking price, St. Johns County$925
HOAbilled monthly$785
Estimated total, before insurance$5,559/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,856/yr · $488/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tar/Gravel — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,856/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $465/sq ft; this home is listed at $633/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7900 A1A B209, St. Augustine, FL 32080Listed by EXP REALTY LLCAug 2025$630,000$6252/21,0081440.3
7870 A1A S 209, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.Jul 2025$557,500$4652/21,2001900.3
7950 A1A 220, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKApr 2026$599,000$5142/21,1664250.4
8130 A1A S H7, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$315,000$2622/1.51,202770.7
8130 A1A S S H18, St. Augustine, FL 32080Listed by WATSON REALTY CORPApr 2026$425,000$3542/1.51,2021240.7
8130 A1A S H12, St. Augustine, FL 32080Listed by WATSON REALTY CORPAug 2025$472,000$3932/2.51,2023460.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$724,900
Price / Sq Ft$633
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,146
Year Built1986
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address7780 A1A S 103, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionWindjammer
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1858400103
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Elevator(s), Gated, Maintenance Grounds, Management - Off Site, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Guest
ViewBeach, Ocean

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Elevator, Security Gate

Exterior

Exterior FeaturesBalcony, Impact Windows, Storm Shutters
Patio / PorchCovered, Rear Porch
RoofTar/Gravel
ConstructionConcrete

Additional Information

Date ListedMay 8, 2025
Days on Market26
HOA Fees$785 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Pest Control, Security, Sewer, Trash, Water
Tax Amount$5,856.39
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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