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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Palms, Jacksonville — a pool home in Nocatee.

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Sold

Sold·Closed Jun 27, 2025·29 days on market·Recent sales in The Palms·The Palms

269 Senegal Drive

Jacksonville, FL 32081

$800,000sold priceListed at $819,000 · 97.7% of asking$286/sqftMLS# 2083879
3
Beds
3
Baths
2,800
Sq Ft
2016
Built
3
Garage
Yes
Pool

7 more homes for sale in The Palms →Search The Palms on the map

HOA $74/mo12,632 sqft lotSingle Family Residence1 story

About this home

The Palms

One Year HOME WARRANTY INCLUDED! Ideal for entertaining with open concept living! Experience the ultimate in Florida luxury living at 269 Senegal Drive nestled in a quiet cul-de-sac street and backing to a serene preserve. This stunning residence offers 3 bedrooms, a dedicated office, AND a spacious flex room that can easily serve as a 4th bedroom, ideal for guests, multigenerational living, or your dream home gym or studio. Step inside through elegant glass double front doors and be greeted by soaring coffered ceilings, an abundance of natural light, and refined finishes throughout. Enjoy surround sound in the living room and lanai, perfect for movie nights and entertaining! The gourmet kitchen is a chef's dream, featuring soft-close cabinetry, a huge walk-in pantry, quartz countertops, a water purifier, and high-end appliances—all flowing seamlessly into a wide-open living area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,431
Property taxesest. at asking price, Duval County$1,306
HOAbilled semi-annually$74
Estimated total, before insurance$5,811/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,638/yr · $803/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$800,000
$160,000
Loan Term
Monthly Payment
$4,431
Principal & Interest: $4,431
Property taxes (est.): $1,306
Insurance (est.): $533
Estimated Total Monthly
$6,271
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,566 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,638/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 25, 2025Listed$819,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $284/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
122 Pine Manor Drive, Jacksonville, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$715,000$2844/32,517360.5
124 Captiva Drive, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEAug 2026$579,999$2085/32,7941110.6
510 Eagle Rock Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2026$920,000$3524/32,617440.6
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677780.7
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747330.7
306 Southern Oak Drive, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,100,000$3214/3.53,426500.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$819,000
Price / Sq Ft$293
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,800
Total Structure Area2,800 sq ft
Acres0.29 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Ranch, Traditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address269 Senegal Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionPalms At Nocatee North
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size12,632.4 sq ft
Lot Dimensions12,632.4 sqf
Parcel Number1681502705
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingFenced, Privacy
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 25, 2025
Days on Market29
HOA Fees$442 / Semi-Annually
HOA FrequencySemi-Annually
HOA NamePalms of Nocatee
Tax Amount$9,638.04
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Palms

The Palms is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all The Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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