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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold·Closed Sep 9, 2025·132 days on market·Recent sales in St. Augustine

6970 A1A S 126

St. Augustine, FL 32080

$275,000sold priceListed at $299,900 · 91.7% of asking$550/sqftMLS# 2082462
1
Beds
1
Baths
500
Sq Ft
1987
Built
—
Garage
No
Pool
HOA $485/moWaterfrontCondotel1 story

About this home

St. Augustine

*** PRICE REDUCED*** Direct oceanfront ground floor condo with hurricane shutters and recently renovated kitchen and flooring at Beacher's Lodge with the best views, heated pool and abundant parking in Crescent Beach. Turnkey, fully furnished and ready to live in or rent. Living area features a sofa and two single murphy beds for guests or kids. Brand new A/C in Living Room, new tile flooring throughout. Kitchen also renovated in 2025 with white kitchen cabinets, quartz countertop, new microwave, undermount sink and faucet. Dining table with 4 chairs to enjoy the ocean view. Bedroom features a king bed, closet with shelves and hanging bar for storage and private door for entry to bath with jetted tub. Condo is actively rented with on-site property management and can be viewed by appointment only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, St. Johns County$366
HOAbilled monthly$485
Estimated total, before insurance$2,374/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,715/yr · $310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $366
Insurance (est.): $183
Estimated Total Monthly
$2,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,715/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 17, 2025Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,900
Price / Sq Ft$600
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage500
Year Built1987
TypeResidential
Sub-TypeCondotel
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address6970 A1A S 126, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionBeachers Lodge Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1841110126

Amenities

AmenitiesPool, Beach Access, Management - Full Time, Management- On Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Parking Lot

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingElectric, Wall/Window Unit(s)
# of Stories1

Exterior

Patio / PorchCovered, Rear Porch

Additional Information

Date ListedApril 17, 2025
Days on Market132
HOA Fees$485 / Monthly
HOA FrequencyMonthly
Tax Amount$3,714.79
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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