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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks, Glen St. Mary.

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Sold

Sold·Closed Feb 12, 2026·275 days on market·Recent sales in River Oaks·River Oaks

10216 River Oaks Drive

Glen St. Mary, FL 32040

$240,000sold priceListed at $265,000 · 90.6% of asking$115/sqftMLS# 2077493
4
Beds
2.5
Baths
2,088
Sq Ft
1974
Built
—
Garage
No
Pool

5 more homes for sale in River Oaks →Search River Oaks on the map

No HOA1.45 acresWaterfrontSingle Family Residence1 story

About this home

River Oaks

Great house on the South Prong of the St. Mary's River in peaceful Glen Saint Mary, FL. This stucco house is being sold at a great price. Tile in the living room, bonus room and hallway, lvp in the bedrooms. The sellers have an appraisal for $370,000 in hand, so you will be buying INSTANT EQUITY before you make any improvements! You can literally go fishing in your own backyard. It is convenient to the interstate and shopping. Seller has transferrable flood insurance in place with a prorated credit to the seller at closing for unused portion.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,319
Estimated total, before insurance$1,319/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$964/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,247 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $964/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10393 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCOct 2026$325,990$1505/32,1802140.4
10310 Greystone Drive, Glen St. Mary, FL 32040Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$289,000$1634/21,773620.4
10388 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJul 2026$295,990$1764/21,6841440.4
10359 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJun 2026$302,000$1704/21,7731440.4
10333 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJun 2026$294,990$1754/21,6842520.4
10346 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJun 2026$293,990$1754/21,6841890.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$127
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,088
Acres1.45 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address10216 River Oaks Drive, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionRiver Oaks
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size63,162 sq ft
Parcel Number312S22002900000150

Amenities

Community FeaturesFishing
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewRiver
Waterfront TypeRiver Access, River Front

Interior

AppliancesGas Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofMetal
ConstructionStucco
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJune 24, 2025
Days on Market275
Tax Amount$963.91
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LMH REALTY LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Baker County), ZIP 32040.

View all River Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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