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Active

Active·46 days on market

10310 Greystone Drive

Glen St. Mary, FL 32040

$299,000$169/sqftEst. $1,536/moMLS# 2154564
4
Beds
2
Baths
1,773
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Glen St. Mary

Skip the wait--own this beautifully maintained, move-in ready home just one year old. Located in the desirable Greystone community in Glen St. Mary, this 4-bedroom, 2-bathroom home blends modern style, energy efficiency, and everyday functionality. Inside, an open floor plan offers seamless living and entertaining. Luxury vinyl plank flooring runs through the main areas, providing a clean, durable finish. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and ample storage, all open to the living and dining spaces. The owner's suite includes a large walk-in closet and en-suite bath with dual granite vanities and a walk-in shower. Three additional bedrooms offer flexibility for guests, work, or hobbies. Additional highlights include multiple storage closets, an indoor laundry room, a two-car garage, energy-efficient construction, and a covered rear patio ideal for relaxing or entertaining.

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,536
Principal & Interest: $1,536
Insurance (est.): $199
Estimated Total Monthly
$1,735
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,536
HOAbilled annually$42
Estimated total, before insurance$1,577/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $383/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$169
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,773
Acres0.20 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

MiddleBaker County
HighBaker County

Community Information

Address10310 Greystone Drive, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionGreystone
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size8,712 sq ft
Parcel Number362S21021700000420

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026
Days on Market1
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$382.66
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FORWARD REAL ESTATE INVESTMENT GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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