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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek, Jacksonville.

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Sold

Sold·Closed Apr 3, 2026·341 days on market·Recent sales in Mill Creek·Mill Creek

9046 Marsden Street

Jacksonville, FL 32211

$360,000sold priceListed at $372,000 · 96.8% of asking$172/sqftMLS# 2075460
3
Beds
2
Baths
2,096
Sq Ft
2015
Built
2
Garage
No
Pool

4 more homes for sale in Mill Creek →Search Mill Creek on the map

HOA $51/mo6,098 sqft lotSingle Family Residence1 story

About this home

Mill Creek

One owner, meticulously kept home in the sought-after Mill Creek neighborhood. Open concept from the kitchen, dining room, to the living room. Fresh new interior paint. Custom made shelves in pantry, Bedroom and master closet bedroom. Conveniently located next shopping centers, restaurants, and interstate/highways. Only 10 miles to the Beaches and 6 miles to Downtown Jacksonville. Schedule your showing today, this home is a must see! (Fridge, Drapery, Chandelier in Dining and Living Room excluded from sale of property)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Duval County$588
HOAbilled semi-annually$51
Estimated total, before insurance$2,633/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,727/yr · $311/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,822
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$331,774$194,053—
2024$333,232$187,877—
2023$347,187$180,949—
2022$323,795$174,223—
2021$243,329$167,693—
2020$228,520$164,688—

2024 property taxes (current owner): $3,727/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1439 Kendall Drive, Jacksonville, FL 32211Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$405,000$1903/22,12650.1
1414 Kendall Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$316,000$1843/21,72000.2
1372 Tripper Drive, Jacksonville, FL 32211Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$357,000$2023/21,77010.3
905 Moravon Avenue, Jacksonville, FL 32211Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$289,000$1593/21,817650.4
8445 Alderman Road, Jacksonville, FL 32211Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.Aug 2026$200,000$1123/2.51,793280.4
8164 Parkridge Circle N, Jacksonville, FL 32211Listed by WATSON REALTY CORPSep 2026$274,000$1424/31,933180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$372,000
Price / Sq Ft$177
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,096
Acres0.14 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address9046 Marsden Street, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size6,098.4 sq ft
Parcel Number1230282015

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio, Screened
FencingVinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 13, 2025
Days on Market341
HOA Fees$307 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameMill Creek at Kendall Town Homeowners
Tax Amount$3,726.74
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek

Mill Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32211.

View all Mill Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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