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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed May 28, 2025·57 days on market·Recent sales in Amelia Island

1414 Ian Drive

Fernandina Beach, FL 32034

$200,000sold priceListed at $220,000 · 90.9% of asking$265/sqftMLS# 2073012
2
Beds
1
Baths
755
Sq Ft
1975
Built
—
Garage
No
Pool
No HOA5,227 sqft lotMobile Home1 story

About this home

Fernandina Beach

Endless Possibilities on Amelia Island - AFFORDABLE Coastal Living! Discover this charming mobile home on the sought-after South end of Amelia Island, offering unbeatable VALUE & VERSATILITY! Whether you're looking for a cozy GETAWAY, an INCOMING PRODUCING AIRBNB, or a long-term rental, this property has great potential. Nestled in the county with lower taxes & No HOA, this home is just moments from local coffee shops, restaurants, and the Beach. Enjoy scenic walking/biking trails just steps from your door, perfect for morning strolls or sunset walks. With the flexibility for nightly and weekly rentals, this is an incredible opportunity to own a piece of paradise for $250,000. While it could use a little TLC, the future land use is slated for high density-making it a smart buy for both immediate returns and future development. Home comes with NEWER WINDOWS, Nice Deck overlooking the backyard and a large Shed with electricity... Local Lender can provide Financing...Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Nassau County$276
Estimated total, before insurance$1,384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $276
Insurance (est.): $133
Estimated Total Monthly
$1,517
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~742 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $485/sq ft; this home is listed at $291/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1580 Ian Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2025$475,000$4852/29802150.1
5424 Ervin Street, Fernandina Beach, FL 32034Listed by JPAR CITY AND BEACHAug 2026$330,000$4292/1769160.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$291
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage755
Acres0.12 acres
Year Built1975
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1414 Ian Drive, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionAmelia Island
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,227.2 sq ft
Lot Dimensions100x50
Parcel Number000030022000240000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDryer, Gas Range, Refrigerator, Washer
HeatingElectric, Hot Water
CoolingWall/Window Unit(s), None
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionFew Trees, Irregular Lot
Patio / PorchDeck, Rear Porch
RoofMetal
ConstructionFrame, Vinyl Siding
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedFebruary 28, 2025
Days on Market57
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: FERNANDINA BEACH REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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