Active·173 days on market
30970 Paradise Commons 316
Fernandina Beach, FL 32034
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
Enjoy easy living in this meticulously maintained first-floor condo located in the desirable gated community of Amelia Lakes. The open floor plan features a spacious family room, tile flooring throughout, crown molding, plantation shutters, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, a pantry, breakfast bar, and an adjacent dining area—perfect for everyday living or entertaining. Additional highlights include an indoor laundry room, outdoor storage closet, and a screened porch for relaxing mornings or evenings. Residents enjoy resort-style amenities including a clubhouse, large pool, fitness center, tennis courts, playground, car wash station, and waterfront dock. Zoned for top-rated Nassau County schools and conveniently located just minutes from shopping, dining, Historic Fernandina Beach, the airport, and the beautiful located just minutes from shopping, dining, Historic Fernandina Beach, the airport, and Amelia Island.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,703 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 5 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 7 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 7 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 0.2 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $280,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $226,440 | $132,585 | — |
| 2024 | $222,000 | $65,647 | — |
| 2023 | $206,000 | $62,279 | — |
| 2022 | $171,000 | $59,009 | — |
| 2021 | $137,000 | $55,834 | — |
| 2020 | $132,000 | $54,373 | — |
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$240,000−$10,000
- Sep 14, 2026Price change$250,000−$5,000
- May 1, 2026Listed$255,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96033 Stoney Drive 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2026 | $290,000 | $216 | 2/2 | 1,341 | 70 | 0.2 |
| 96066 Stoney Creek Parkway, Fernandina Beach, FL 32034Listed by EXP REALTY LLC | Apr 2026 | $285,000 | $203 | 2/2 | 1,407 | 48 | 0.2 |
| 96033 Cottage Court 1207, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Mar 2026 | $225,000 | $152 | 3/2.5 | 1,477 | 144 | 0.2 |
| 30936 Paradise Commons 217, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $180,000 | $157 | 2/2 | 1,143 | 247 | 0.2 |
| 96156 Stoney Creek Parkway, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $269,900 | $192 | 2/2 | 1,407 | 32 | 0.2 |
| 96004 Stoney Drive 2402, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | May 2025 | $275,000 | $186 | 3/2.5 | 1,477 | 136 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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