This home is in Fernandina Beach.
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Sold·Closed May 21, 2025·52 days on market·Recent sales in Amelia Island
631 Tarpon Avenue 6408
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Fantastic Fernandina Beach Getaway-Perfect for Full-Time Living or Vacation Rental! This 2nd floor end unit with balcony off the living room is ideal for sunrise coffee and susent drinks and near the tennis/pickleball courts, swimming pool and clubhouse. Fernandina Shores is one of the few communities that allows Short Term Rentals and has Boat/RV Parking on property. Pets are welcome. The complex includes a common storage area for your beach gear so you don't bring the sand inside, and this unit comes with a beach cart, umbrella and four chairs. With low monthly condo fees, this fully furnished unit is ready for you to move right in or rent out. Only 3 blocks from the ocean, with Main Beach restaurants, live music, basketball court, skateboard park, playground, mini-golf about 1 mile to the right and Fort Clinch State Park with hiking and biking trails and more of the serene unspoiled beaches Amelia Island has to offer just 2 miles to the left. Schedule your showing today!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Beach access 7N, Ocean Ave. & E 4th St.about 0.2 mi
Closest park or preserve
Fort Clinch State Parkabout 0.5 mi · 6.1 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 2 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 0.6 mi · Egan's Creek
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $404/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 631 Tarpon Avenue 6367, Fernandina Beach, FL 32034Listed by SERVICE REALTY, LLC | Jul 2026 | $490,000 | $416 | 2/2 | 1,178 | 14 | 0 |
| 2784 5th Street B, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Aug 2026 | $510,000 | $526 | 2/2 | 970 | 45 | 0.1 |
| 2751 W 5th Street B, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $600,000 | $455 | 2/2 | 1,320 | 36 | 0.2 |
| 833 Tarpon Avenue E, Fernandina Beach, FL 32034Listed by STILLWELL REAL ESTATE LLC | Sep 2025 | $350,000 | $374 | 2/1.5 | 936 | 162 | 0.2 |
| 925 Tarpon Avenue 21, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $430,000 | $374 | 2/2.5 | 1,150 | 130 | 0.3 |
| 382 Fletcher Avenue 302, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Dec 2025 | $715,000 | $754 | 2/2 | 948 | 147 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER THE AMELIA GROUP
Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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