Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed May 16, 2025·53 days on market·Recent sales in Amelia Island

2210 Atlantic Avenue

Fernandina Beach, FL 32034

$800,000sold priceListed at $849,000 · 94.2% of asking$399/sqftMLS# 2071170
3
Beds
2
Baths
2,004
Sq Ft
1985
Built
2
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

Embrace coastal living with no HOA fees, no CDD fees, and no Assessments. Discover the ultimate Amelia Island lifestyle in this beautifully maintained, move-in ready, 3-bedroom, 2-bathroom home, complete with a workshop with built in cabinets in the 2-car garage and additional parking available on the expansive paver driveway. Spanning just over 2000 square feet, this thoughtfully designed layout is ideal for entertaining and living. The kitchen shines with subway tile backsplash, sleek porcelain tile floors, quartz countertops, and ample cabinetry with soft close drawers and doors by Mooney's, providing functionality and style. The main living area has a vaulted ceiling with a wood-burning brick fireplace, creating a warm and inviting atmosphere for relaxing gatherings. Step outside through the sliders to the private, fully fenced backyard with two Bradford Pear trees and a mature Oak tree. The spacious back patio enables you to enjoy outdoor dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,431
Property taxesest. at asking price, Nassau County$1,104
Estimated total, before insurance$5,536/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,439/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$800,000
$160,000
Loan Term
Monthly Payment
$4,431
Principal & Interest: $4,431
Property taxes (est.): $1,104
Insurance (est.): $533
Estimated Total Monthly
$6,069
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,439/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $397/sq ft; this home is listed at $424/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1606 Atlantic Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,190,000$4673/32,54730.5
413 Stanley Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2026$685,000$3165/32,17000.6
1615 Highland Dunes Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYApr 2026$839,000$3924/22,138880.6
414 Portside Drive, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPMar 2026$825,000$3664/32,257810.6
523 Tarpon Avenue, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAFeb 2026$740,000$3973/21,863980.6
865 Laguna Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$3973/2.51,887750.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,000
Price / Sq Ft$424
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Acres0.25 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2210 Atlantic Avenue, Fernandina Beach, FL 32034
Area420-Fernandina Beach-Downtown-East
SubdivisionMetes & Bounds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Lot Dimensions75X138
Parcel Number0000311120000J0051
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewCreek/Stream, Protected Preserve

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingFenced, Back Yard, Full, Wood
RoofShingle
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedFebruary 19, 2025
Days on Market53
Tax Amount$3,438.73
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines