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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Addison Park, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 2, 2025·86 days on market·Recent sales in Addison Park·Addison Park

42 Rialto Drive

Ponte Vedra, FL 32081

$635,000sold priceListed at $659,000 · 96.4% of asking$295/sqftMLS# 2069899
3
Beds
2
Baths
2,150
Sq Ft
2016
Built
2
Garage
No
Pool

10 more homes for sale in Addison Park →Search Addison Park on the map

HOA $40/mo6,534 sqft lotSingle Family Residence1 story

About this home

Addison Park

Seller offering a one year home warranty! A MUST SEE! This stunning Nocatee home - featuring a contemporary organic flair with the vibrant energy of town center living - 3 Bed, 2 Bath, 2,150 sq ft with OVER $80,000+ in beautiful upgrades! This highly desirable floorplan, The Granada, is perfectly situated in Nocatee Siena. Just a short stroll from all of the exciting amenities, shops, and restaurants. You'll enjoy the ultimate convenience while being part of this welcoming community. Thoughtfully designed with many luxurious upgrades, this turnkey home offers everything you could ever need. This spacious kitchen is a chef's delight, featuring stunning granite countertops, oversized pantry, gas stove, perfect for crafting culinary masterpieces in style and comfort.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,517
Property taxesest. at asking price, St. Johns County$845
HOAbilled annually$40
Estimated total, before insurance$4,402/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,081/yr · $757/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$635,000
$127,000
Loan Term
Monthly Payment
$3,517
Principal & Interest: $3,517
Property taxes (est.): $845
Insurance (est.): $423
Estimated Total Monthly
$4,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,081/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 12, 2025Listed$659,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $281/sq ft; this home is listed at $307/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35020.2
61 Willow Breeze Lane, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2723/31,883670.2
54 Willow Park Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$742,062$2813/32,64350.4
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677781.1
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747331.2
163 Breezy Bay Drive, Ponte Vedra, FL 32081Listed by LOKATIONSep 2026$495,000$3092/21,60491.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,000
Price / Sq Ft$307
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,150
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Spanish, Traditional, Other
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address42 Rialto Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSiena At Town Center
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,534 sq ft
Lot Dimensions6,534sqf
Parcel Number0680560680
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchScreened
FencingFenced, Back Yard, Privacy, Vinyl
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 12, 2025
Days on Market86
HOA Fees$480 / Annually
HOA FrequencyAnnually
Tax Amount$9,080.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Addison Park

Addison Park is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Addison Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines