Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a waterfront home in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Jun 23, 2025·129 days on market·Recent sales in Queens Harbour·Queens Harbour

13827 Tortuga Point Drive

Jacksonville, FL 32225

$1,350,000sold priceListed at $1,475,000 · 91.5% of asking$277/sqftMLS# 2067288
4
Beds
5.5
Baths
4,882
Sq Ft
2003
Built
3
Garage
No
Pool

3 more homes for sale in Queens Harbour →Search Queens Harbour on the map

HOA $279/mo0.40 acresWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

This residence is located on one of the most beautiful lots in QHCC which is a gated community unlike any other in NE Florida. Natural beauty abounds as landscaped homes are nestled among towering oaks and palms separated by wide open green spaces and a spring fed lagoon. 13827 Tortuga Point is situated on a beautiful marsh view lot at the end of a quiet culdesac. This home is perfect for any family with the well thought out layout that includes two Owners Suites, two additional ensuites that you enter from a loft area and a private wood paneled study with an attached full bathroom. There is an upstairs ''all purpose'' room, accessed by a separate stair case, that can be a bedroom, craft room, school room or a fun place for a movie theater, puzzle nights or an exercise room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,478
Property taxesest. at asking price, Duval County$2,204
HOAbilled quarterly$279
Estimated total, before insurance$9,961/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$15,795/yr · $1,316/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,350,000
$270,000
Loan Term
Monthly Payment
$7,478
Principal & Interest: $7,478
Property taxes (est.): $2,204
Insurance (est.): $900
Estimated Total Monthly
$10,582
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $15,795/yr

Estimated taxes if purchased at asking price: ~$26,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 29, 2025Listed$1,475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $302/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
704 Shipwatch Drive E, Jacksonville, FL 32225Listed by INTEGRITY KEY REALTY LLCSep 2026$1,425,099$3884/43,672130.2
13601 Emerald Cove Court, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$1,725,000$4185/44,1261390.4
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.6
1037 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$1,800,000$3744/4.54,8181500.8
1049 Shipwatch Drive E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,550,000$3173/44,882620.8
1126 Shipwatch Drive E, Jacksonville, FL 32225Listed by FLUID REALTY, LLC.Aug 2026$2,950,000$5036/6.55,860180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,475,000
Price / Sq Ft$302
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,882
Total Structure Area6,375 sq ft
Acres0.40 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

Community Information

Address13827 Tortuga Point Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size17,424 sq ft
Lot Dimensions140x136
Parcel Number1671271305
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener, Off Street
ViewIntracoastal, Water, Other
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac, Dead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 29, 2025
Days on Market129
HOA Fees$836 / Quarterly
HOA FrequencyQuarterly
HOA NameQueen's Harbour Owners Association
HOA Fee IncludesSecurity
Tax Amount$15,794.56
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines